Choose the right accounting app for yourself: 9 great options for 2025

Why Should You Record Income and Expenses?

Keeping track of daily expenses is no longer a complicated task. With modern technology, numerous financial management apps make controlling your money easy and fun. This article summarizes 9 outstanding expense tracking apps in 2025, compatible with both iOS and Android systems, suitable for beginners and experienced users alike.

The Heart of Income and Expense Recording

Expense tracking apps are not just tools for recording but also help develop good saving habits. Currently, many people are looking for ways to plan their finances, whether through saving or investing. Using the right accounting app is an essential first step.

The Top 9 Popular Expense Tracking Apps

1. Money Lover – All-in-One Financial Assistant

Money Lover is a leader in personal budget management, with over 5 million users worldwide. This app offers features that effectively protect your money. Its standout ability is to forecast future spending patterns based on past behavior. It also allows setting recurring transactions, receiving expense notifications, and managing multiple currencies simultaneously.

Upgrading to a premium membership provides additional features such as multiple wallets, detailed financial reports, and bank account linking for automatic transaction updates.

Pros: Comprehensive features, reliable billing notifications, in-depth analysis
Cons: May require time to learn if used for the first time

2. MeowJot – OCR Technology for Scanning Receipts

This Thai-specific app uses image recognition technology to automatically detect documents. Simply take a photo of a bank slip or receipt, and the system will process and categorize it instantly. MeowJot supports receipts from leading Thai banks like SCB, KBank, Krungsri, and others. Ideal for PromptPay users seeking convenience.

The app displays real-time daily data with spending behavior analysis. Its bright, straightforward design makes expense tracking less boring.

Pros: Automatic receipt scanning, user-friendly environment, suitable for Thai users
Cons: Still does not support cross-platform sync

3. Money Manager Expense & Budget – Comprehensive and Detailed

Money Manager is suitable for those who want in-depth management. The PC Manager feature allows access to financial data from a computer via Wi-Fi conveniently.

Its highlight is managing debit cards and recurring transactions. When linked to a card, you can see balances and debts at any time. Additionally, the app supports money transfers, direct debits, and detailed account fluctuation graphs. Security features include passwords and the ability to back up data via Google Drive or Excel.

Pros: Supports multiple currencies including Baht, connects with financial institutions, expense evaluation with graphs
Cons: Some features require additional purchase

4. Spendee – Engineering for Visualization

Spendee elevates money management into an art form. The app’s atmosphere is designed to be understandable, whether through online banking, PayPal, or digital wallets. It consolidates all data in one place.

You can visualize spending patterns through beautiful graphics. The app also offers personalized advice and tips for better money management, earning high ratings worldwide. Suitable for individuals and couples.

Pros: Beautiful, easy-to-understand interface, supports multiple currencies, family features
Cons: Some features require a premium subscription

5. MeTang: Expense Manager – Easy Data Entry with Voice

MeTang is designed especially for Thai users seeking convenience. Its voice command feature is a key strength. Simply press a button and speak, and the app will automatically convert your speech into income and expense entries.

It supports multiple accounts such as cash, savings, credit cards, and offers a variety of categories. Security features include fingerprint, Face ID, or password to keep your financial data private and secure.

Pros: Supports Thai language and Baht, easy to use, suitable for daily life
Cons: May not track investments in depth

6. Piggipo GO – Credit Card Expert

Piggipo GO is tailored for credit card users, providing a comprehensive overview of your financial status by consolidating all credit card balances and transactions in one place.

The Billbox feature helps verify credit card bills before payment. Reminder notifications alert you of due dates, helping avoid unnecessary interest fees. It also allows attaching images, setting locations, viewing expense data in graphs, and exporting to Excel without limits.

Pros: Timely payment reminders, Excel export for in-depth credit analysis
Cons: Limited currency options

7. Budge – Planning and Goal Setting

Budge helps you plan, save, and develop good spending habits. The app features a modern, colorful interface designed to inspire budgeting.

You can divide expenses into daily, weekly, or monthly categories and track progress toward specific goals such as travel, debt repayment, or emergency funds. It supports visual dashboards, notifications, and multiple wallets. Suitable for personal and family use.

Pros: Effective goal-based planning, clean interface, multiple wallets
Cons: Not available on iOS

8. Daak – Budget & Expense App – Simplicity is Power

Daak is ideal for users who prefer clarity. Just enter expenses, select categories, and you’re done. Suitable for beginners or those who want a simple budgeting tool.

The app supports recurring transactions, expense summaries, and customizable categories. You can set weekly or monthly spending limits. While it lacks in-depth analysis, its simple format appeals to users seeking confidence without complexity.

Pros: Very easy to use, supports recurring expenses, no login required
Cons: Cannot sync with cloud systems

9. Oh My Cost – Fun and Easy

Oh My Cost makes daily income and expense recording fun with over 500 beautiful icons. The app helps you quickly track daily expenses.

You can record all types of expenses, from morning coffee to various activities. It also allows multiple user accounts, making it suitable for personal and family finance management. You can set monthly expense goals, customize categories, and add notes for detailed tracking.

Pros: Export to Excel for further analysis, simple and user-friendly interface, shows progress toward goals
Cons: Limited currency support

Comparison Table of 9 Expense Tracking Apps

Ready-Made Money Saving with Expense Apps

Expense tracking apps are valuable tools for effectively controlling your spending. The 9 options we present in 2025 are not only designed to be user-friendly but also help cultivate better habits in recording income and expenses. Investing in these apps is an investment in your financial future. All of them can be downloaded and used for free. Choose the expense app that matches your spending style today!