Stablecoins surpass $9 trillion, becoming the new favorite for institutional settlements by 2025

YieldWhisperer · 2026-01-07T11:52:12+00:00

The role of stablecoins is rapidly evolving, with on-chain settlement volume expected to reach $9 trillion by 2025, an 87% increase. Financial institutions are beginning to pay attention to stablecoins for liquidity management and daily settlements. As traditional finance accelerates its integration with blockchain, it is projected to attract over $300 billion in investments by 2030. However, infrastructure aspects such as security, interoperability, and regulatory frameworks need urgent attention to prevent systemic risks.

YieldWhisperer

2026-01-07 11:52:12

Abstract generation in progress

【ChainWen】The role of stablecoins is rapidly evolving. From once being a small tool in the crypto space to now gradually becoming the infrastructure of the entire financial system—this is not an exaggeration.

According to the latest data, the on-chain settlement volume of stablecoins is expected to reach $9 trillion by 2025, an increase of about 87% compared to last year. This growth rate is quite high. Why is the increase so rapid? Because banks, asset management companies, and trading venues are starting to take stablecoins seriously. They no longer see stablecoins as marginal products but as “digital cash” used for liquidity management, collateral transfer, and daily settlements.

More importantly, the entire industry is entering the tokenized finance era. Bond tokenization, fund tokenization, credit product tokenization… traditional finance is accelerating its move onto the blockchain. To support this transformation, major institutions are building infrastructure—blockchain settlement networks, tokenization trading platforms, digital custody systems. How significant are these investments? By 2030, the digital finance and infrastructure sector is expected to attract over $300 billion in investment.

But there is a prerequisite: stablecoins must be secure and stable enough. If security cannot keep up, they are not suitable for institutional settlement assets and may instead become new sources of systemic risk. Therefore, interoperability, governance transparency, and regulatory frameworks are just as important as the technology itself. For stablecoins to truly enter mainstream finance, these infrastructures must be secured first.

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

18 Likes

Reward
18
8
Repost
Share

Comment

0/400

NullWhisperer

· 16h ago

9 trillion... technically speaking, the real question nobody's asking is what happens when the peg breaks under actual settlement pressure, ngl

Reply0

HashRatePhilosopher

· 01-08 03:43

9 trillion? Now traditional finance is really panicking, directly treating stablecoins as their own tool.

View OriginalReply0

StealthMoon

· 01-07 12:22

The 90 trillion is really here. Traditional financial players are truly entering the market this time. Stablecoins transforming from fringe to infrastructure—it's pretty crazy when you think about it. Banks are starting to use on-chain settlements. What does this mean? It basically means they've given up resistance. 87% growth rate... Are institutions forced to bet on this, or do they truly believe in it? Tokenized finance is here, everyone. The end of traditional finance or its rebirth depends on this wave.

View OriginalReply0

SchrodingerWallet

· 01-07 12:21

87% growth rate, now traditional finance is really panicking Stablecoins are transforming from fringe to infrastructure, looks exciting 9 trillion? Wait, is this number reliable... or is it another bubble? Why are institutions rushing to enter? What does it mean? Is it real or fake? Tokenized finance is here, it feels like retail investors are about to be harvested Banks are starting to pay attention, so what are we still doing here? Is this really different this time? Or just an upgraded version of the same old tricks...

View OriginalReply0

TaxEvader

· 01-07 12:07

900 trillion? That's nothing. It'll only be impressive when institutions truly go all in.

View OriginalReply0

YieldFarmRefugee

· 01-07 12:03

The 9 trillion is really coming, and the banks can't sit still anymore. This wave of stablecoins is really taking off, with an incredible 87% growth rate. But speaking of which, can tokenized finance really be implemented... Big institutions are all building infrastructure, it feels like a change is coming.

View OriginalReply0

LiquidityOracle

· 01-07 11:59

Is 9 trillion really true? It feels like the traditional finance folks are finally moving faster.

View OriginalReply0

GamefiGreenie

· 01-07 11:57

9 trillion? Damn, this growth rate is a bit crazy. Traditional finance is really going on-chain. Institutions are accepting stablecoins so quickly, which means we've been right about the direction all along. The era of tokenized finance is really coming, but will it be another case of hype first, implementation later... Banks are taking stablecoins seriously, does that mean we retail investors should start running? 87% growth, not sure if there's any water, but the trend is indeed unstoppable. When traditional finance goes on-chain, we old-timers will be the real beneficiaries. Speaking of which, this is truly a upgrade of the financial infrastructure, much more reliable than those vapor projects.

View OriginalReply0