Стейблкоины преодолели отметку в 9 триллионов долларов и к 2025 году станут новым фаворитом для институциональных расчетов

【Chain Article】The role of stablecoins is evolving rapidly. From once being a niche tool in crypto circles to gradually becoming foundational infrastructure for the entire financial system — this is not an exaggeration.

Based on latest data, on-chain settlement volume for stablecoins in 2025 is projected to reach 9 trillion dollars, representing approximately 87% growth compared to last year. This growth rate is quite significant. Why is the increase so rapid? Because banks, asset management companies, and trading venues are starting to take stablecoins seriously. They no longer view stablecoins as peripheral products, but rather as “digital cash” for managing liquidity, transferring collateral, and conducting daily settlements.

More importantly, the entire industry is entering the era of tokenized finance. Bond tokenization, fund tokenization, credit product tokenization — traditional finance is accelerating its on-chain migration. To support this transformation, major institutions are building infrastructure — blockchain settlement networks, tokenized trading platforms, digital custody systems. How substantial are these investments? By 2030, digital finance and infrastructure sectors are expected to attract over 300 billion dollars in investment.

But there’s a prerequisite: stablecoins must be safe and stable enough. If security can’t keep pace, then they’re not institutional settlement assets — they could instead become a new source of systemic risk. That’s why interoperability, governance transparency, and regulatory frameworks are no less important than the technology itself. For stablecoins to genuinely enter mainstream finance, these infrastructure protections must be secured first.