The latest U.S. fiscal policy update brings significant changes to tax treatment on three key income sources: tips will no longer be subject to income tax, overtime earnings receive tax exemption, and social security benefits gain tax-free status. These policy adjustments represent a notable shift in how individual income streams are taxed, potentially reshaping personal financial planning strategies for millions of workers. For those managing digital assets and diversifying investment portfolios, understanding these tax implications becomes increasingly important when calculating net returns and optimizing wealth allocation across different income sources.