Recently, a discussion about wealth and technology has attracted considerable attention online. Billionaire Ray Dalio announced a donation of $250 to children in Connecticut, using the new Child Investment Account mechanism introduced in the "Work and Family Tax Relief Act" signed by Trump in 2025. This move immediately drew comments from Elon Musk, who stated: "There will be no poverty in the future, so savings will no longer be necessary."

To understand this discussion, it is first necessary to clarify what this investment account is. Essentially, it is a tool for building children's assets, encouraging long-term savings and investments, allowing children to establish a wealth foundation through capital accumulation from a young age. The Dalf family previously participated in similar donation programs, donating $250 each to children under 10. Such initiatives seem to promote wealth democratization, but they also reflect a reconsideration of traditional wealth accumulation models.

Musk's remarks are actually an extension of his consistent advocacy for a "high-income society for all" vision. In his conception, artificial intelligence and robotics will fundamentally change human production methods. When machines can perform most tasks, humans will no longer be forced to work for survival, and traditional social issues like poverty will be resolved. This is a future vision filled with technological optimism.

However, this view has sparked considerable controversy in reality. Some believe it is a typical technopian utopian thinking, ignoring the complexities of wealth distribution, power structures, and social systems. Having AI and robots alone is not enough; the key lies in how the wealth created by these technologies is distributed. If wealth is concentrated in the hands of a few, even with significant productivity improvements, poverty will still exist. Others question whether technological progress can truly eliminate poverty entirely. History shows that every industrial revolution has been accompanied by class stratification and new forms of inequality.

From the perspective of the cryptocurrency and Web3 communities, this discussion touches on core issues many care about: What will future economic models look like? How can wealth be distributed fairly? Is UBI (Universal Basic Income) really feasible? These are common topics in the crypto world, as many enthusiasts are skeptical of the current financial system and hope to achieve wealth democratization through decentralized technologies.

Perhaps the issue is not whether to believe Musk's predictions, but how we view the relationship between technological progress and social systems. Technology can indeed improve productivity, but the real challenge is designing systems to ensure that its benefits are shared fairly. From children's investment accounts to universal basic income, and to wealth distribution in the AI era, these are all questions worth deep reflection. What the future will look like may depend on the choices we make today.