#稳定币 When I saw the design of Stable.xyz, I suddenly understood a truth that has been overlooked for too long: the future of stablecoin does not lie in a technology race, but in understanding the essence of payment.

$26 trillion in annual settlement volume - this is no longer a crypto narrative, it's a reality. Freelancers in Latin America use it to receive salaries, merchants in Southeast Asia use it for cross-border procurement, and it is being traded on the streets of Turkey and Argentina. The problem is that this thing, which has become the "internet era dollar", has never had a road created for it. It is plundered by high Gas fees on Ethereum, burdened by historical baggage on Tron, and forced to run on public chains designed for speculation rather than payments.

Stable.xyz has made a bold choice that almost violates industry traditions—allowing USDT to become the Gas of the chain. But this is precisely the decision that aligns best with payment logic. Imagine that cross-border trade companies can finally settle costs using a USD budget, and developers no longer have to explain to users why payments require an additional "fee token." For the first time, stablecoins are no longer assets, but the system itself.

Sub-second finality is not about being the fastest, but because payment scenarios do not allow for slowness. Customers in front of a POS terminal will not wait three seconds for confirmation, and once the funds of a supply chain enterprise are suspended, it will cause the entire chain to come to a standstill. This is the bottom line for payments, not optimization.

The real challenge is not against other public chains, but against traditional payment networks like SWIFT and Visa. Stablecoins are making a "gentle but firm" replacement in the most pragmatic way—crossing borders, avoiding friction, and reducing costs. In the future financial landscape, traditional banks will continue to operate while stablecoins support global trade and digital finance on a parallel track.

This is the true revolution—not overthrowing the old system, but constructing a new system that runs parallel to it, or even complements it.