Legendary investor Warren Buffett just dropped a reality check on personal finance that cuts through all the noise.
Here's the thing most people get backwards: they spend first, then try to save whatever's left. Spoiler alert—there's rarely anything left.
Buffett flips the script entirely. His principle? **Prioritize saving from day one, then spend what remains.** It sounds simple, but it's a fundamental mindset shift.
Think about it. When you reverse the order, suddenly saving becomes non-negotiable—not an afterthought. You're building financial momentum from the jump, compound growth kicks in earlier, and you're not constantly fighting yourself.
This applies whether you're stacking fiat or managing crypto holdings. The discipline of paying yourself first creates a foundation that actually lasts. Spending what's left (not the other way around) naturally forces better decisions—you get selective about where your money goes because you know exactly what you have to work with.
It's not groundbreaking, but it works. And that's the difference between talking about financial goals and actually hitting them.
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GateUser-afe07a92
· 01-06 14:57
NGL, I've been doing this for a long time. Saving first and spending later is really the ultimate move. But most people just can't control their impulses, they know it but can't help it...
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NFT_Therapy_Group
· 01-05 13:40
You're right, but most people still can't break the habit of spending money.
The theory of saving first and then spending is something I knew long ago, the problem is execution, brother.
Buffett really has it figured out, but unfortunately most people lack that self-control.
Saving money isn't hard; what's hard is sticking to it... I tried for two weeks and then gave up.
Crypto is the same; everyone wants to hodl, but as soon as it drops, they cut losses—it's hilarious.
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MEVEye
· 01-04 18:29
Basically, it's about saving first and spending later, but most people can't do it... I can't either.
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MetaMisfit
· 01-04 18:23
ngl I've been using this logic for a long time, just can't stick with it haha
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WhaleWatcher
· 01-04 18:19
It sounds like a common cliché, but how many people can really stick to saving money first and then spending? I, for one, have failed again.
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not_your_keys
· 01-04 18:14
The idea of saving first and spending later has been around for many years, but how many people can truly stick to it... The key is still having discipline.
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FundingMartyr
· 01-04 18:11
Sounds good, but very few people can actually do it... Everyone around me is living paycheck to paycheck.
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ChainWatcher
· 01-04 18:11
The "save first, spend later" theory has been around for a while, but the execution is difficult... Every month I say I will save, but then I see everything I want to buy.
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GhostInTheChain
· 01-04 18:10
That's right. The logic of saving first and spending later should have been popularized long ago, but very few people can actually stick to it.
Legendary investor Warren Buffett just dropped a reality check on personal finance that cuts through all the noise.
Here's the thing most people get backwards: they spend first, then try to save whatever's left. Spoiler alert—there's rarely anything left.
Buffett flips the script entirely. His principle? **Prioritize saving from day one, then spend what remains.** It sounds simple, but it's a fundamental mindset shift.
Think about it. When you reverse the order, suddenly saving becomes non-negotiable—not an afterthought. You're building financial momentum from the jump, compound growth kicks in earlier, and you're not constantly fighting yourself.
This applies whether you're stacking fiat or managing crypto holdings. The discipline of paying yourself first creates a foundation that actually lasts. Spending what's left (not the other way around) naturally forces better decisions—you get selective about where your money goes because you know exactly what you have to work with.
It's not groundbreaking, but it works. And that's the difference between talking about financial goals and actually hitting them.