2026-01-04 18:24:27

What's holding back mainstream crypto adoption? Look beyond hype—regulatory clarity and proper financial infrastructure are the real game-changers.

The GENIUS Act and CLARITY Act represent a shift toward explicit policy frameworks that eliminate ambiguity around digital assets. Pair that with ISO 20022 standards modernizing cross-border settlement—and you've got the backbone institutional adoption needs.

Without these pieces? You're stuck in limbo. With them? The infrastructure finally catches up to the vision. The infrastructure question isn't technical anymore; it's regulatory and structural. That's where the breakthrough happens.

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

23 Likes

Reward
23
8
Repost
Share

Comment

0/400

FlashLoanPhantom

· 18h ago

Nah, it's better for regulations to take action first, or waiting another ten years will be pointless.

View OriginalReply0

LowCapGemHunter

· 01-06 05:32

To be honest, the regulatory framework has always been a bottleneck, but can ISO 20022 truly change the landscape? It still seems to depend on the policies of each country.

View OriginalReply0

P2ENotWorking

· 01-04 18:54

Speaking of which, regulation and infrastructure are indeed unavoidable, but it seems that the GENIUS and CLARITY bills are not immediate solutions to the urgent needs...

View OriginalReply0

AirdropHunter007

· 01-04 18:50

My buddy is right, but we all know that when it comes to policies, the process is incredibly slow.

View OriginalReply0

SocialFiQueen

· 01-04 18:50

To be honest, there is no real hope until regulations become clear; otherwise, it's all just castles in the air.

View OriginalReply0

SmartContractRebel

· 01-04 18:43

To be honest, once the regulatory framework is in place, institutions will truly dare to enter the market. The technology has long been ready.

View OriginalReply0

OnchainDetective

· 01-04 18:32

Basically, it's just waiting for policies to be implemented; the technology has been ready for a long time.

View OriginalReply0

GhostInTheChain

· 01-04 18:31

To be honest, the regulatory framework is indeed more of a bottleneck than the technology itself, but can the GENIUS and CLARITY bills really be implemented? I remain skeptical.

View OriginalReply0