Ethereum's trajectory heading into 2026 is shifting gears—expect crypto-native neobanks to become the real growth engine rather than pure price speculation. The institutional groundwork laid throughout 2025 is creating fertile ground for this transition. What's coming looks less like flashy trading hype and more like practical financial infrastructure: sleek, intuitive products stitching together stablecoins and decentralized finance. Think the polish of traditional banking meets the efficiency of blockchain. This maturation signals a broader market turning point—from "moon or bust" mentality to actual use cases that solve real problems. The infrastructure pieces are clicking into place.