2026-01-05 09:20:49

Recently optimizing the portfolio structure. For the US stock portion, I distinguish two types of strategies: for long-term stock holding, I use traditional brokers like Tiger and IB; for short-term promising targets, I directly perform low-leverage operations on the exchange.

Why this division? The most straightforward reason is cost—zero trading fees on the exchange, and no funding rate on leveraged positions, which is like borrowing money interest-free. This calculation always adds up to be cost-effective. Compared to various fees from traditional brokers, the savings are indeed significant.

I still hold several thousand US dollars worth of US stock tokens in spot. To be honest, the initial reason for increasing positions was to earn rewards from a certain wallet, and I also earned some income. But now my thinking has shifted, and I plan to gradually transfer back to IB for long-term allocation.

With this combination, I can meet the needs of long-term investment while also flexibly seizing short-term opportunities. The balance of risk and reward feels pretty good.

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UncleLiquidation

· 20h ago

Zero fees are indeed tempting, but no funding rate on leverage? Who would believe that? Nothing like that exists in the world, right? This approach sounds good, but I'm worried that if a short-term trade goes wrong, you'll still have to rely on the long-term safety net. Turning rewards into IB, it seems I still trust the stability of traditional big banks more.

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OffchainWinner

· 01-07 23:48

Lending money without interest? That sounds too unbelievable. We need to see when the exchanges will change their rules.

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FlatlineTrader

· 01-07 14:18

I understand this move, it's just a matter of mutual combat, anyway, the exchange fees are saved, so it's quite satisfying. The zero-fee part is indeed unchangeable, but I have some doubts about the feeling of borrowing money without paying interest. There's always something eating into the returns. Brothers who are earning rewards, now want to switch to IB? This change is a bit quick, did a certain token underperform? I'm not against diversifying risk, but I'm worried that a short-term account might accidentally become a big position. Long-term stock holding combined with short-term trading sounds good, but in practice, it's another story. By the way, are those tokens worth a few thousand U still resisting sell-offs? It feels like this portfolio is great in a bull market, but in a bear market, it depends on your psychological resilience.

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gas_fee_therapy

· 01-06 10:37

Zero fees are indeed attractive, but don't forget about risk management. Playing with leverage can easily get out of hand if you're not careful.

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HashBrownies

· 01-05 09:47

Zero fees are indeed tempting, but don't overlook slippage, brother. --- Borrowing money without paying interest? That sounds too good to be true, gotta consider the pitfalls behind it. --- I also want to play like that, just worried about accidentally blowing up the leverage. --- I agree with the IB transfer decision; short-term trading is fun, but long-term still needs to be more cautious. --- Thousands of U.S. dollars worth of tokens just sitting there gathering dust, I also want to liquidate. --- This move is a bit like playing with fire, can the returns and risks really be balanced? --- Zero fee rates on exchanges sound great, but what about actual liquidity? --- The combined strategy is good, just worried that a market dip might make everything pointless. --- Low leverage is low leverage, but the test on your mentality is not small at all.

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PrivacyMaximalist

· 01-05 09:42

Oh, zero trading fees on the exchange are really attractive, but you still need to keep an eye on leverage. Lending money without interest sounds good, but when the market moves in the opposite direction, the pain of cutting losses is even worse. This layered approach is okay, but I'm more curious about how you calculate your risk tolerance. Converting US stock tokens to IB? That's conservative, brother. Withdraw now. Wait, how many times exactly is low leverage? That's the key. Honestly, it's still about the fee difference, that small amount of money can't beat the blood of a liquidation. The reward for holding positions has tripped up many people; your reaction this time is quite quick. Long-term and short-term trading separately, the core still depends on whether you can truly stick to it.

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PonziDetector

· 01-05 09:41

Zero fees sound great, but in practice, it depends on whether the exchange is stable enough. Don't end up losing everything if the platform encounters issues. I just want to ask, can the few thousand USDT worth of spot tokens really be transferred out smoothly? This trading strategy is fine, but the key is personal risk tolerance. There are too many cases of short-term leverage trading going wrong. Borrowing money without paying interest sounds like a free lunch, but be careful of sudden adjustments in funding rates or liquidity issues. Tiger and IB are both good options, but the IB account opening threshold is indeed quite high. For ordinary users, using Tiger is enough.

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FlyingLeek

· 01-05 09:37

Does the thing of borrowing money without paying interest really exist? Be careful not to fall into a trap. --- Long-term and short-term trading separately—I agree with this idea, but you have to watch out for exchanges running away. --- Still holding onto thousands of U.S. stock tokens? You should have sold them long ago, brother. --- Zero fees sound great, but when something actually happens, you'll realize how expensive it really is. --- IB, this old brokerage firm, is indeed stable, but it's a bit too conservative. --- The combination punch sounds good, but how is the risk hedging calculated? No details were provided. --- Reinvesting rewards and increasing positions—I've seen this trick many times, and in the end, you're trapped. --- Exchanges not charging funding fees for leverage? It depends on how the contract is designed; don't get liquidated.

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GamefiHarvester

· 01-05 09:36

Lending money without interest sounds great, but I'm worried about being caught off guard if a market crash happens suddenly.

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BTCWaveRider

· 01-05 09:34

Haha, lending money without interest is really a thing, and the arbitrage space on exchanges is indeed large. --- That's right, only a diversified strategy can survive long-term. --- Converting a few thousand USD in spot to IB, this move is a bit conservative. --- Cost optimization is indeed hidden profit, many people overlook it. --- It's true that leverage doesn't charge funding fees, but the risk also multiplies. --- The combined approach is good, but still need to guard against black swan events. --- After earning rewards, just run, this rhythm is well controlled. --- With Tiger and IB working together, it's stable, but the returns might be a bit reduced.

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