TermMax Advances Institutional DeFi with Tokenized Stock Financing Integration

Source: CryptoDaily Original Title: TermMax Advances Institutional DeFi Use with Tokenized Stock Financing Integration Original Link: TermMax, the leading fixed-rate protocol for decentralized finance, has announced the launch of the first fixed-rate borrowing market for tokenized stock collateral on BNB Chain, making Ondo Global Markets’ tokenized securities eligible collateral.

The launch comes amid unprecedented market volatility, which has driven significant institutional demand for fixed-rate solutions in DeFi. While variable-rate protocols expose users to unpredictable borrowing costs and yield fluctuations, TermMax delivers the rate certainty institutional capital requires—mirroring the stock-borrowing experience familiar to traditional finance participants—while providing flexibility for early repayment or rollover extensions.

“Recent market turbulence has validated what we’ve long believed: institutions need rate certainty to deploy capital at scale in DeFi,” said Jerry Li, CEO at TermMax. “Our fixed-rate tokenization mechanism eliminates interest rate risk, enabling treasuries and institutional allocators to plan with confidence.”

Institutional Infrastructure Meets Fixed-Rate Innovation

TermMax’s protocol architecture addresses the core requirements of institutional DeFi participation. The platform’s zero-coupon bond model delivers predetermined yields for lenders and transparent borrowing costs, eliminating the rate volatility that has historically deterred institutional capital.

The growing Digital Asset Treasury (DAT) sector has demonstrated increasing demand for institutional-grade infrastructure. As corporate treasuries and asset managers allocate to digital assets, the need for sophisticated fixed-income products has become critical. TermMax’s curated vault system enables professional managers to deploy capital across multiple fixed-rate markets while maintaining rigorous risk parameters.

First-Mover Advantage in RWA Collateral

Following its roadmap, TermMax is expanding into RWA markets by integrating Ondo Global Markets tokens as eligible collateral. Ondo Global Markets has rapidly grown to become the largest tokenized securities platform with over $350 million in TVL, offering access to more than 100 tokenized U.S. stocks and ETFs.

This integration enables holders of tokenized equities to access fixed-rate liquidity against their positions—a capability previously unavailable in DeFi. By bridging traditional securities with fixed-rate borrowing, TermMax creates new capital efficiency opportunities for both crypto-native and traditional finance participants.

“The convergence of RWAs and fixed-rate DeFi represents the next evolution of on-chain finance,” added Jerry Li. “Being the first to offer Ondo Global Markets collateral for fixed-rate borrowing, TermMax is at the intersection of two of the fastest-growing sectors in digital assets.”

Addressing the Gap in RWA

The private credit sector’s expansion into blockchain infrastructure and the rapid tokenization of traditional securities have created substantial demand for fixed-rate products. TermMax provides fixed-rate stock token borrowing, allowing users to roll over for long-term borrowing or repay early at any time with minimal break-funding costs—the same flexibility as stock borrowing in traditional finance.

With physical delivery capabilities, TermMax can support options markets for stock token holders, enabling them to earn yield through covered call strategies. At the same time, users gain access to call and put options—extending financial engineering capabilities to stock token options markets. This innovation has already been realized on BNB Chain for tokenized markets at TermMax.

Over-collateralization requirements and transparent on-chain tracking of all loan positions deliver risk management capabilities aligned with institutional standards.