Which more valuable currency offers better returns for investors in 2025?

There is a common misconception among Brazilian investors: believing that the dollar and the euro are the most valued currencies on the planet. In reality, these currencies occupy intermediate positions in a much more complex global ranking. The currencies that truly dominate in terms of exchange rates are mainly in the Middle East and in specialized economies, offering distinct opportunities for those seeking to diversify their investment portfolio.

For those residing in Brazil, where persistent inflation erodes purchasing power, investing in higher-valued foreign currencies has become an increasingly adopted strategy by sophisticated investors. This movement reflects not only the pursuit of wealth protection but also the possibility of capturing gains in scenarios of exchange rate fluctuations.

Factors that determine a more valued currency

A more valued currency does not arise by chance. Its exchange rates reflect a complex balance of macroeconomic variables. The political stability of a country, its natural resource reserves, internal inflation rate, liquidity in the foreign exchange market, and even the monetary policies of the central bank directly influence its relative strength against other currencies.

In the current scenario of 2025, a nation’s ability to attract foreign investment, its exports, and its geopolitical positioning also play a crucial role. Wars, natural disasters, and international crises cause rapid fluctuations in these rates, creating both opportunities and risks simultaneously.

The ranking of the 20 most valued currencies globally

Kuwaiti Dinar (KWD) leads undisputedly: 1 KWD = 3.30 USD. Its strength comes from vast oil reserves and conservative fiscal management that places the country among the wealthiest per capita in the world.

Bahraini Dinar (BHD) follows in second position with a rate of 1 BHD = 2.72 USD, supported by a robust international financial sector.

Omani Rial (OMR) remains in third place: 1 OMR = 2.65 USD. Oman’s political stability and investments in renewable energy attract international capital.

Jordanian Dinar (JOD), quoted at 1 JOD = 1.52 USD, benefits from strategic alliances in the Middle East region.

After these regional currencies, the most internationally recognized currencies emerge. The British Pound (GBP) marks 1 GBP = 1.35 USD, driven by post-Brexit economic recovery and the dynamism of the UK’s tech sector.

Gibraltar Pound (GIP), linked to the British pound, at 1 GIP = 1.34 USD, leverages tourism and offshore financial services.

Cayman Islands Dollar (KYD), 1 KYD = 1.25 USD, maintains a high value as the currency of an important financial center with attractive regulations for investors.

Swiss Franc (CHF) represents 1 CHF = 1.12 USD. Historically considered a safe haven during geopolitical crises, the franc reflects Switzerland’s stability and financial reputation.

Euro (EUR), with a rate of 1 EUR = 1.10 USD, remains the reference currency in global investments, supported by the European Union’s aggregated economy and its investments in digital transformation.

The US Dollar (USD), although no longer the most valued currency, continues to dominate international transactions and remains the first choice for investors seeking exchange rate security. Its position has been shaken by recent inflation cycles, but its liquidity and acceptance remain unparalleled.

Emerging currencies with growing potential also remain on the list: UAE Dirham (AED) at 1 AED = 0.30 USD, Singapore Dollar (SGD) at 1 SGD = 0.75 USD, Norwegian Krone (NOK) at 1 NOK = 0.11 USD, Australian Dollar (AUD) at 1 AUD = 0.70 USD, Mexican Peso (MXN) at 1 MXN = 0.06 USD, Maldivian Rúpia (MVR) at 1 MVR = 0.065 USD, Turkish Lira (TRY) at 1 TRY = 0.04 USD, Canadian Dollar (CAD) at 1 CAD = 0.78 USD, Israeli New Shekel (ILS) at 1 ILS = 0.28 USD, and Saudi Riyal (SAR) quoted at 1 SAR = 0.27 USD.

Currency hedging as an investment strategy

For Brazilian investors, the argument in favor of maintaining a portion of assets in higher-valued foreign currencies goes beyond simple currency speculation. It represents protection against the prolonged devaluation of the real, which has historically weakened against strong currencies.

Diversifying among more valued currencies offers structural benefits: reducing exposure to internal inflation, access to stable and growing economies, and participation in emerging market opportunities with high liquidity. The volatility of the real reinforces this need.

Which more valued currencies offer better prospects for 2025?

Among the currently most valued currencies, some present special prospects. The Swiss Franc continues to be a safety benchmark. The Japanese Yen offers exposure to technology and innovation. The US Dollar remains a conservative and accessible choice.

For more aggressive investor profiles, emerging economy currencies such as the Mexican Peso (driven by economic reforms and nearshoring), the Australian Dollar (supported by natural resources), and the Israeli New Shekel (growth in technology and startups) show potential for appreciation.

The Turkish Lira, despite its volatility, may attract speculators focused on commodities. The Canadian Dollar benefits from energy exports.

Step-by-step: how to start investing

Investing in these more valued currencies has become a simplified process in the Brazilian market. Open an account on a regulated exchange platform or an authorized international broker. Consult reports from institutions like the IMF and central banks to identify future currency trends.

Essential strategy: diversify your portfolio by combining established high-value currencies (like Swiss Franc or KWD) with higher-potential emerging currencies (Mexican Peso or Turkish Lira). This way, you balance security with profit opportunities.

Constantly monitor geopolitical events: wars, elections, decisions by central banks on interest rates and monetary policies directly impact the exchange rates of the most valued currencies.

Important: This content is for informational purposes only. It does not constitute investment advice. Consult a qualified professional before making decisions with your assets.