India's Crypto SIP Market Surges 60% as Retail Investors Embrace Long-Term Systematic Investing

Source: CryptoTale Original Title: India Crypto SIP Adoption Rises As Long-Term Plans Favor Original Link: India’s retail crypto market shifted in 2025 as systematic investment plans (SIPs) grew more than 60% year on year. Major platforms reported rising participation as investors used small, regular buys. According to market reports, approximately 572,000 new SIP registrations were recorded on leading local platforms alone, far above 2024 levels. As more users adopt rupee cost averaging, this disciplined approach is expected to reshape India’s retail crypto cycle.

Local Platforms Drive SIP Adoption

CoinDCX, CoinSwitch, and Mudrex reported strong SIP growth through 2025. The pattern points to steady accumulation rather than short-term trading, with monthly contributions staying small and frequent.

Market data indicates that CoinDCX recorded about 572,000 new SIP registrations during the year, signaling a large rise in new recurring plans compared with 2024. CoinSwitch saw 59% of new SIP plans in 2025, while Mudrex reported a 220% growth rate for the same period, though from a smaller user base. Across various platforms, the average monthly investments ranged between ₹100 and ₹500, a price range accessible to many users for SIPs.

Global Exchanges Push Automation Tools

Global exchanges also expanded automated buying tools for India-based users. Certain platforms reported a 25% to 30% increase in users adopting Dollar Cost Averaging Bot products, targeting automated crypto SIP-style investing through recurring execution.

Leading international exchanges offer “Recurring Buy” features that automate virtual digital asset purchases. These tools mirror the SIP habit that retail investors already use in other markets, with platforms focusing on repeatable, scheduled buys. Users on worldwide platforms continued to invest in major cryptocurrencies like Bitcoin and Ethereum, with monthly averages around $80 to $100, consistent with regular SIP investor patterns.

Market Matures Alongside Global Signals

The surge of crypto SIPs indicates the market is no longer characterized primarily by speculative trading and short-term bets. Exchange executives noted that investors increasingly use rupee cost averaging to manage volatility and build positions over time through systematic contributions.

India’s market maturation also tracks global developments tied to crypto-backed ETFs and regulatory advances in key markets. As these signals spread, confidence in structured investing routes grew, with institutional participation in India’s crypto markets increasing during 2025.

Market reports indicate that investments on major Indian exchanges rose 30% to 50% year on year in 2025, linked to higher trading volumes and stronger confidence among larger investors. Retail adoption continued despite regulatory uncertainty and taxation concerns among some participants.

New product plans may extend the trend into 2026, with industry observers expecting more SIP-style offerings from various platforms. For now, the data shows steady, repeatable buying has become a central behavior for many Indian crypto investors.