Real-world assets entering the crypto market has become a major trend, but the pain points are becoming increasingly apparent—your US debt token on Polygon, the best lending opportunity on Avalanche, forcing a choice between the two. This fragmentation of assets is dragging down the overall maturity of the RWA ecosystem.

In fact, the real challenge of RWA is not simply bringing assets on-chain. The key lies in composability—how can assets issued on different underlying chains be verified and utilized in a unified manner? Currently, most solutions still operate independently on each chain, forming what is effectively a "chain island."

The idea of chain abstraction is quite interesting. Enabling RWA issued on different architectures (such as Polygon bonds fragments and Avalanche real estate tokens) to be recognized by the same verification mechanism means your collateral can securely stay on the safest chain while participating in DeFi activities on another chain. The benefits of this are obvious—liquidity is no longer constrained by chain boundaries, and user capital efficiency can be significantly improved.

From an economic incentive perspective, this cross-chain verification process requires a reliable guarantee mechanism. When confirming RWA status between chains, a trustless, highly reliable economic incentive design is needed to ensure data accuracy and timeliness.

In the long run, the true RFi world should be like this: asset liquidity is entirely driven by financial logic, while the underlying technology becomes a transparent infrastructure. Perhaps this is the key to bringing trillions of traditional financial assets into DeFi—breaking chain limitations and focusing on the essence of risk pricing.

What do you think? Is the main obstacle to large-scale RWA adoption the imperfect regulatory framework or the current fragmented infrastructure?