The long construction phase has come to an end. The crypto industry is at a turning point — over the past four years, everyone has been busy building the infrastructure, expanding capacity, optimizing, and fine-tuning, much like laying down the foundation for a highway. By 2026, the situation has completely reversed. The road is paved, and now it’s about how fast and how smart the "cars" running on it can create value.

The industry has started to use a new term to describe this change: "Kinetic Finance." Essentially, it means shifting the industry’s focus from "how much traffic our network can handle" to "how much energy we can release from assets."

There are three main drivers behind this shift: what the assets themselves look like, who is participating in the market, and what rules are constraining the market. All three are undergoing major transformations simultaneously.

**The most intuitive change is in the assets**

The way assets are represented on the blockchain is changing. The initial idea was straightforward — for real-world bonds, stocks, and similar assets, generate a digital certificate for them, and that’s it. But that’s no longer the case. Blockchain is becoming a true global trading hall, open 24/7, with real-time settlement.

What are the benefits? In traditional finance, if you sell a stock today, you have to wait T+2 days to get the money. Now, on the blockchain, it can be T+0 — the money arrives instantly. This is not just a small optimization; it’s a revolution in settlement efficiency.

RWA (Real-World Assets) are now entering the "2.0 phase." It’s no longer a simple one-to-one mapping but a layered architecture built according to the different liquidity characteristics of assets.