Idle assets in the crypto market are actually losing money. How so? Because inflation is eating away at your purchasing power. Today, I want to talk to you about a solid arbitrage idea—how to make your blue-chip assets like BTCB, ETH, BNB work for you, letting them sit there while generating income.

The core idea is straightforward: find the spread between lending rates and investment returns, then exploit that difference. Using Lista DAO's newly launched USD1 Vault tool, combined with a leading exchange's financial products, you can create quite a buzz.

How to operate specifically? Three main steps:

Step 1: Collateralize your blue-chip assets. Whether it's BTCB, ETH, or BNB, they sit in your account; instead of just holding them, put them to work. Collateralize on Lista DAO to instantly unlock lending capabilities for these assets.

Step 2: Borrow USD1 stablecoins. This is the key—currently, the borrowing rates here are really low, some pools are even around 1%. Think about it—borrowing a dollar-pegged stablecoin at just 1% cost is worth it.

Step 3: Use these USD1 to invest in financial products on a top exchange. This is the main course. The annualized yield on stablecoin investments can reach up to 20%. Do the math: 20% investment return minus 1% borrowing cost equals a net profit of 19%.

It sounds simple and isn't complicated to do, but the details need to be carefully considered. Risk management, position control, market volatility—these factors all need to be addressed. But if you can think through the logic clearly, this spread arbitrage game is indeed a low-risk way to achieve continuous income today.