For cryptocurrency beginners, the arbitrage mechanism of USD1 is actually not complicated; it mainly involves exploiting the yield differences between platforms. How exactly does it work?

**Step 1: Pledge to Generate Lending Capacity**
Stake BTCB, BNB, and other mainstream blue-chip assets on Lista DAO to borrow USD1 at a 1% interest rate. The key here is to choose collateral assets with guaranteed security. In the BTCfi sector, these blue-chip tokens have sufficient liquidity, and the risk is relatively controllable.

**Step 2: Transfer to a Leading Exchange for Wealth Management**
Directly transfer the borrowed USD1 into the wealth management section of a top exchange. These platforms typically offer around 20% annualized returns on stablecoin investments, serving as a compensation mechanism for market participants.

**Step 3: Harvest the Yield Spread**
Subtract the borrowing cost from the yield—20% from wealth management minus 1% borrowing cost—resulting in a net profit margin of approximately 18%. The entire process does not involve complex trading skills or market timing; it only requires completing two basic operations: staking and transferring.

The advantage of this process is limited risk exposure. Your assets remain in stablecoin form at all times, avoiding the volatility of token prices and eliminating the need to monitor the market constantly. Of course, this assumes you choose DeFi projects with audited security and transparent mechanisms. For newcomers wanting to enter the crypto yield ecosystem, this is indeed a relatively friendly entry point.