How should crypto assets be stored to ensure both safety and profitability? This question has troubled many people.

Now there's a new approach worth trying—using over-collateralization to mint decentralized stablecoins. For example, using your mainstream assets like BNB, ETH as collateral to generate lisUSD. The beauty of this mechanism is that your assets always remain in your control, with no middlemen earning a spread.

What's even more interesting is the yield design. Staking these assets not only allows participation in the protocol's operation but also earns LISTA tokens as incentives. As your assets appreciate, your tokens also accumulate, effectively opening a dual-income channel.

If you hold LISTA, your role shifts from a passive participant to a co-governor of the protocol. Governance proposals, parameter adjustments—decisions that affect the protocol's future—are decided with your vote.

Compared to traditional asset custody methods, which offer limited returns, this approach of autonomous control, diversified income, and governance participation truly represents the future of modern finance.