Honestly, some people might not like this point of view: currently, a 20% return on USD1.0, for those who haven't yet engaged with a mainstream DeFi protocol, is not about slow reactions but perhaps a different understanding of the market.

Let me clarify the logic first—

The core reason I dare to participate in this arbitrage is that it occurs within the ecosystem chain of the leading exchanges themselves. It’s not some wild project offering high-interest bait.

The 20% return window on USD1.0, the USD1.0 borrowing entry point, and that mainstream DeFi protocol… all of these are systematically connected. Backed by top-tier institutions, supported by ecosystem incubation, this isn’t a grassroots scheme; it’s organized capital flow.

Why are the returns suddenly so high? Don’t naïvely think this is some kind of benefit. Frankly, it’s about ecosystem traffic.

The approach of leading exchanges has changed—no longer blindly throwing money around, but reserving the most lucrative APY for assets that can truly be absorbed within the “internal ecosystem.” And that DeFi protocol happens to be the key node for accepting these liquidity flows.

My own operations are actually quite simple, but most retail investors simply can’t think of it—

First, I didn’t buy USD1.0. That’s right, not a single one.

Second, I use the blue-chip assets I originally intended to hold long-term as a “cash machine.” BTC, ETH, BNB… I planned to hold these coins. Within the BNB Chain ecosystem, they can directly generate income streams…