The most common pitfalls for newcomers entering the crypto space are nothing more than three types: chasing high prices and getting trapped, buying during dips or at the mid-range, or holding only a few hundred dollars' worth of assets but hesitating to take action. In fact, the root of the problem lies in mindset—always thinking about hitting the jackpot in one step, which makes it easier to break down psychologically due to market fluctuations.



Instead of doing that, it's better to change your approach: use small amounts of capital to establish an investment rhythm. For example, start with 38 USDT as the basic investment, allocate it to a stable growth product on a reputable platform, and estimate an annualized return of about 20%. This way, you can earn a steady monthly income of around 0.6 USDT, which is equivalent to automatically increasing 0.02 USDT daily. This number may seem insignificant, but for beginners, the key is to experience the feeling of "continuous positive feedback."

Many people overlook one point: the core task in the early stages is not to get rich overnight, but to use manageable costs to experiment and accumulate experience. The key is to strictly control the investment amount within your risk tolerance (for example, about 5% of your monthly surplus), so even in extreme market fluctuations, your basic living security remains unaffected. This is the essence of "risk tolerance management."

Currently, a steady annualized return of 20% is considered moderate, far below those products promising high yields—and this is precisely what makes it trustworthy. For beginners, focusing on making "stability" solid first is more meaningful than blindly chasing quick gains.
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HodlKumamonvip
· 01-11 14:10
38U per month 0.6U? Sounds like you're psyching yourself up, but actually this is the prototype of dollar-cost averaging (DCA)... Data speaks for itself; a 5% monthly risk tolerance is indeed a good initial parameter.
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MevShadowrangervip
· 01-11 02:25
38U annualized 20%? Sounds good, but you have to withstand those temptations.
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RektHuntervip
· 01-08 16:50
38U offers an annualized 20%? Sounds stable but also too slow. However, beginners are indeed prone to chasing highs and getting caught, and that's a valid point.
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TokenCreatorOPvip
· 01-08 16:44
This article is correct, it's just a mindset issue. The number 38U is a bit particular, and I want to ask, is an annualized 20% really stable? I think beginners need to be patient; taking it slow is actually faster. Haha, both steady appreciation and continuous positive feedback sound very tempting, but I'm also afraid of getting cut. Honestly, I agree with keeping the monthly surplus at 5%, don't use living expenses to invest—that's really outrageous. An annualized 20% sounds appealing, but I always feel something's off... Wait, can you really earn $0.6 per month stably? I feel like you're just hyping a new product again.
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MEVEyevip
· 01-08 16:33
Hey, wait a minute. Can 38 U's earn a guaranteed profit at a 20% annual rate? How is this number calculated? I feel like something's off.
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ser_aped.ethvip
· 01-08 16:31
38 U with an annualized 20%? Sounds like a typical pump-and-dump scheme, but it's definitely more reliable than those claiming to make hundreds of times a day.
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SchrodingerAirdropvip
· 01-08 16:26
Really, I am convinced by the logic of 38U. Once you adjust your mindset, everything else is just a matter of time.
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