BNB has now surpassed 880, but your coins are still lying in a cold wallet? Don't think that's safe; in reality, you're losing money every day.

This is called "opportunity cost"—the most invisible loss in the crypto world.

Imagine, 10 BNB in your wallet; it will always be 10 BNB. It seems very safe, but you know what? You're actually wasting its inherent "composability" value.

Let's do the math to understand better.

Currently, some leading DeFi protocols offer staking yields of around 2.5%. If you stake these 10 BNB, after a year, you'll have 10.25 BNB. At a price of 900U per BNB, the extra 0.25 BNB is worth 225U. This is just the staking yield itself, not including the additional gains from lending stablecoins to participate in other financial products.

In other words, just by "moving" this simple operation, you could lose 225U in a year.

Conversely, leaving your assets untouched in the wallet? That's equivalent to paying a 2.5% "laziness tax" every year.

By 2026, DeFi will be quite mature. Leading protocols have undergone multiple audits and stress tests. To pursue so-called "absolute safety" and give up "risk-free returns," frankly, this choice is too costly.

Let your assets become more liquid—don't let them sleep in your wallet.