Recently discovered an interesting combo strategy. Use BNB as collateral, borrow USD1 stablecoins through the LISTA protocol, with a borrowing cost of about 1%. Then transfer this USD1 to the wealth management market, where the annualized return can reach 20%.

In simple terms, one asset runs two lines—your BNB remains in hand, continuing to have the opportunity for price fluctuations; at the same time, the borrowed stablecoins generate fixed income. As long as the market doesn't crash to the liquidation line, the interest rate difference is a steady profit. In this low-interest-rate environment, this combination is indeed more cost-effective than just holding coins passively. Of course, the premise is to pay attention to collateral ratios and risk exposure.