Someone once threw a pretty audacious question at Warren Buffett during a shareholder meeting. The guy basically asked: what's the playbook for hitting $30 billion in net worth?

Buffett's answer was refreshingly straightforward. No complicated formulas or insider tricks—just one thing matters: starting early. He painted a picture using a classic metaphor: wealth is like a snowball. The bigger it gets, the faster it rolls down the hill, picking up more mass along the way.

The math is brutal in its simplicity. A dollar invested at 20 compounds so much harder than a dollar invested at 40. Time is the ultimate multiplier. Whether you're stacking capital in stocks, crypto, or any asset class, that age advantage turns exponential growth from theoretical to devastating in practice.