I want to skip the strategic analysis and simply share my actual experience after using the lending protocol for a period of time. The deepest feeling can be summed up in one word: genuine. Genuine tools, genuine needs being met, genuine returns.

First, let's talk about the experience. What do users fear the most? Complex processes, obscure terminology, cumbersome operations. The lending interface of this protocol is very clean, from asset collateralization to initiating a loan, just a few steps. No confusing settings, no hidden traps. Such user-friendliness is really rare in DeFi.

Then there's the low-interest borrowing feature. Honestly, it's the underlying support for many advanced strategies. Arbitrage needs it, and those wanting short-term liquidity without cutting into their bullish assets also need it. This flexibility gives users the right to choose, which is very important.

During participation, I gradually realized that I am not just earning yields — I am actually an ecosystem participant. Providing liquidity, engaging in lending activities, these operations make the entire network more active and healthier. This sense of involvement goes beyond simple digital returns.

I won't deny that I am very optimistic about it. Many projects are chasing hot trends now, but this protocol instead focuses on refining core financial infrastructure. This kind of determination and vision makes me believe it can go further.

Its success lies in precise ecosystem positioning. As a key lending infrastructure on mainstream chains, it has gained substantial support and also benefits the entire ecosystem. This symbiotic logic is the embodiment of long-termism. Ecosystem expansion is not just a figment of imagination but grows naturally based on actual needs. Seeing USD1 being accepted and used in more and more places, I can feel the vitality and connectivity of this protocol.

Security is relatively silent. After using it for so long, the protocol has been very stable. The team communicates transparently about any risk events, and this attitude has strengthened my trust. In the crypto world, reliability often matters more than high returns.

The community atmosphere is also quite good. People discuss based on data, share useful experiences. Not blindly calling trades, but reminding each other of risks and exchanging insights. In such an environment, you can learn a lot.

Ultimately, this protocol is not just a tool for me. It is an efficient, reliable, and imaginative gateway to finance. If you also want to explore the practical value of DeFi, take some time to understand it — you won't regret it.