Stablecoins once again made headlines: last year, they facilitated around $35 trillion in on-chain transfers, a mind-blowing number by any standard. But here’s the twist — only about 1% of that was actually used for real-world payments like remittances, payroll, or paying suppliers.
What does that tell us?
🔹 Crypto markets use stablecoins mainly for trading and liquidity, not everyday spending. 🔹 Huge volumes ≠ mainstream adoption yet — big numbers are powering exchanges and DeFi, not buying coffee. 🔹 The potential is real, but the bridge between digital settlements and day-to-day money still needs builders, better UX, and clear regulatory paths.
This is the kind of insight that reminds us: stablecoins may be the backbone of crypto liquidity today, but they’re still early in becoming truly “money” in the everyday sense.
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The Stablecoin Paradox in 2025
Stablecoins once again made headlines: last year, they facilitated around $35 trillion in on-chain transfers, a mind-blowing number by any standard. But here’s the twist — only about 1% of that was actually used for real-world payments like remittances, payroll, or paying suppliers.
What does that tell us?
🔹 Crypto markets use stablecoins mainly for trading and liquidity, not everyday spending.
🔹 Huge volumes ≠ mainstream adoption yet — big numbers are powering exchanges and DeFi, not buying coffee.
🔹 The potential is real, but the bridge between digital settlements and day-to-day money still needs builders, better UX, and clear regulatory paths.
This is the kind of insight that reminds us: stablecoins may be the backbone of crypto liquidity today, but they’re still early in becoming truly “money” in the everyday sense.