The US stablecoin regulatory framework receives a major clarification— the GENIUS Act officially establishes new industry rules.

Under this new legislation, most regulatory requirements for major stablecoin issuers like USDC and USDT will take effect starting January 2027. This provides the market with ample transition time. More importantly, all major trading platforms must complete cleanup and delist all unauthorized stablecoin products by July 2028.

What does this mean? For developers, now is a critical preparation period—developing compliance strategies now is far wiser than rushing at the last minute. Once the rules come into effect, projects that have completed compliance certification will gain a systemic competitive advantage.

For users, this is good news. Although choices may decrease, those remaining are truly verified products. When protective mechanisms are in place, institutional capital will also accelerate its entry—often the critical point for mainstream adoption. A clear regulatory framework can often unlock genuine market demand rather than suppress it.