Unified Account

One account for all trading products, with shared margin across Spot, Futures, Margin, and Options.

  • Explore multiple trading types with one account.
  • Margin sharing, greater capital efficiency.
  • Reduce trading risks via hedging.
Try Now
Try Now

What Is Unified Account?

Gate Unified Account integrates spot, futures, margin, and options trading into a single account. Margin is shared across different products, enabling a one-stop trading experience without the need to transfer funds between accounts. This improves trading efficiency, enhances capital utilization, and helps reduce overall liquidation risk.

Diverse Account Modes for You to Choose

Classic Spot Mode
Regular traders
Supporting
Spot
Features
With isolated trading types, the risk on one account is limited to the specific account only. One account's loss won't have a ripple effect on others. Risks are manageable.
Easy to get started. Suitable for crypto beginners.
Single-Currency Margin Mode
Regular traders
Supporting
Spot
USDT Perpetual
Options
Simple Earn
Delivery Futures
Features
USDT assets for derivatives trading are separate from other coins, and therefore derivatives liquidation will not have an impact on other spot assets. This is more friendly to regular traders who want to better manage risks.
Multi-Currency Margin Mode
Professional traders
Supporting
Spot
Cross Margin
USDT Perpetual
Options
Simple Earn
Delivery Futures
Features
Hedge various risks among multiple trading types, thus increasing capital efficiency.
Reduce risks caused by frequent margin adjustment operations in a volatile market.
Portfolio Margin Mode
Advanced hedge traders
Supporting
Spot
Cross Margin
USDT Perpetual
Options
Simple Earn
Delivery Futures
Features
Margin is required for the net position of all positions of the same underlying coin, which is more friendly to hedge traders who want to improve capital efficiency.

Strengths of Unified Account

One-stop experience of multiple trading types
You can directly trade Spot, Cross Margin, USDT Perpetual Futures, and Options under the Unified Account and avoid frequent funds transfers among different accounts.
Greater capital efficiency
150+ coins and Simple Earn funds are supported to serve as margin. With margin sharing among different trading types, capital efficiency is greatly enhanced.
A better risk control mechanism
The tiered liability risk management mechanism reduces the margin requirements and offers more favorable liquidation prices, which can provide robust support for prudent operations in volatile market conditions.

Risk Control Mechanism for Unified Account

Tiered liability risk management
Greatly enhance the resistance against fluctuations and provide robust support for prudent operations in volatile market conditions.
Up to 20x leverage at the coin dimension
Enhance capital efficiency and manage risks in a more meticulous way.

How to Use the Unified Account

Understand Unified Account in 3 minutes and explore more trading strategies.
1
Activate Unified Account
Log in to your Gate account and go to Trading Account Settings. Select "Upgrade to Unified Account" and follow the instructions to complete activation.
2
Select Margin Mode
Choose a margin mode based on your risk preference and trading strategy, including Single-Currency Margin, Multi-Currency Margin, or Portfolio Margin.
3
Trade Across Products
No need to transfer funds separately. You can trade spot, futures, margin, and options within a single interface. The system automatically enables shared margin and calculates real-time PnL offsets.
4
Monitor Account Risk
View overall margin ratio, estimated liquidation price, and net asset changes after PnL offset in the Unified Account dashboard. Adjust positions or add margin in a timely manner.

FAQ

  • 1. What are the requirements to be a Unified Account user?

    Classic Spot Mode and Single-Currency Margin Mode have no entry requirements. Multi-Currency Margin Mode requires a minimum total account asset value of 500 USD, while Portfolio Margin Mode requires a minimum total account asset value of 1,000 USD.
  • 2. How many account modes are there in Unified Account?

    There are four account modes in Unified Account: Classic Spot Mode, Single-Currency Margin Mode, Multi-Currency Margin Mode, and Portfolio Margin Mode.
  • 3. What are the Initial Margin Ratio (IMR) and Maintenance Margin Ratio (MMR)?

    Initial Margin Ratio = Margin Balance / Initial Margin. The higher the ratio, the more assets are available. If the ratio drops to 100% or below, Auto-Cancel will be triggered.

    Maintenance Margin Ratio = Margin Balance / Maintenance Margin. The higher the ratio, the safer the account. If the ratio drops to 100% or below, liquidation will be triggered.

    View More

  • 4. What is Auto Borrow?

    Please make sure that you have upgraded to the Unified Account before using the function of Auto Borrow, which is only available for cross margin trading. Through this function, the system will auto-borrow the funds you need for trading. Interest is calculated and deducted at the start of the next hour following a successful loan.
  • 5. What are the liabilities in Unified Account?

    Unified Account liabilities consist of five components: Spot borrowed, negative balance caused by interest deduction and futures/options trading, futures unrealized PnL, options value and Simple Earn funds (requires enabling Simple Earn Funds as Margin).
  • 6. How to calculate the interest?

    Interest = Principal × Hourly Borrowing Rate × (1+18%). Interest is calculated hourly and deducted at the start of the very next hour after you successfully borrow funds. If you have repaid your loans before the hourly interest settlement, no interest will be charged.
  • 7. How to repay liabilities in Unified Account?

    For the negative balance caused by interest deduction, futures and options trading, your liabilities can be auto-repaid by transferring in or buying corresponding coins.