People often ask me, "I only have 3000 yuan, can I still play in the crypto world?" I don’t pretend, I speak frankly: you can play, but you need to understand what you are playing. I have seen retail investors turn around with 500 USD in a bear market, and I have seen those with 200,000 yuan principal left with nothing in half a year. What's the difference? It all comes down to whether you understand the game rules from the start.

Want to turn 3000 yuan into 1 million? Do the math—you need to multiply your investment by over 300 times. With a 50% monthly compound interest, doubling every month for 14 consecutive months, the success rate is less than 0.03%. Behind those stories of overnight riches in the crypto world, there are actually 1,000 people who lost everything.

For small investors, the first goal is not to get rich overnight, but to survive. The most practical approach: start with 10% to test the waters (about 300 yuan), and cut losses quickly if you lose it all. If you can't even protect this small amount, it shows your mindset or strategy is not mature enough.

Don’t be brainwashed by stories like "Shitcoin doubles overnight." Over 90% of small coins with a market cap below 5 million are dead ends. Beginners should honestly focus on three things: Bitcoin, Ethereum, and stablecoins. The temptation of other animal tokens and meme coins is a trap.

I’ve developed a simple, clumsy method myself—using rules to fight human nature. Divide your money into three parts: 60% to hold onto Bitcoin and Ethereum (so you can sleep peacefully if prices fall, and not panic sell if they rise), 30% in stablecoins or other opportunities, and the remaining 10% for trial and error. This way, you can greatly reduce the risk of being cut off. No matter how fierce the market, discipline is the key to survival.