When my account was down to 9,000 dollars, I finally understood one thing—if I keep playing like this, I will either die or be reborn.

The past three years have been pretty tough. Frequent trading, chasing highs and killing lows, stop-losses followed by re-entries—only after three margin calls did I realize: the crypto world is not lacking opportunities; what’s lacking is the ability to survive until the next opportunity.

Now I’m sharing this method because it really works. Starting with 9,000 USD, I achieved a million-level portfolio in three years, with zero margin calls during the process. It sounds like bragging, but this is the result of replacing luck with a system.

**How to allocate funds so you don’t get wiped out**

The first thing when entering the crypto space isn’t making money, but how to survive.

Divide the 9,000 USD into three parts—this is the key:

The first part, 3,000 USD, is for intraday short-term trading. Focus on mainstream coins, one opportunity per day, take profits at 3%-5%, then exit. It sounds small, but the accumulation is significant.

The second part, 3,000 USD, is for swing trading. Find a clear direction, set proper stop-loss and take-profit points, hold for ten days or half a month. This portion captures trend gains.

The last 3,000 USD is for survival. No matter how good the market is, don’t touch it—this is the bottom line.

This division method is opposite to most people’s thinking. Many enter the market wanting to go all-in at once, only to see Bitcoin drop from 80,000 to 70,000, and get wiped out with leverage. According to this approach, you always have an escape route and opportunities to add positions.

Back in the volatile years, my friends all held full positions long, and one correction wiped them out. I, on the other hand, used this division strategy—not only did I avoid trouble, but I also added to my positions at low levels. When the rebound came, the biggest gains were from those additional entries.

A system is much more reliable than luck. Rhythm is more important than courage.