A liquidity easing cycle is often a good time to deploy crypto assets, but the real challenge lies in how to allocate your funds. Instead of blindly relying on macroeconomic data, it's better to use a more practical approach—divide your positions into several gradients for allocation.



First, allocate the largest 40% to Bitcoin. Why? Because BTC is the most stable choice in this kind of market environment. Although there are fluctuations, the overall direction is clearer, helping you withstand most market shocks. Treat it as your core holding for a more solid mindset.

The next 30% should go to mainstream altcoins, like Ethereum, SOL, and other leading projects. They have sufficient liquidity and tend to rise more strongly than BTC, ensuring stability while not missing out on rebound opportunities.

The remaining 20% can be considered for L2 or RWA sector leaders. This part is more aggressive, but once liquidity is truly unleashed, these sectors can easily see unexpected surges. However, never put all your principal into them.

Finally, remember to keep 10% as cash reserves. Short-term volatility and pullbacks are normal. Having spare funds on hand allows you to add to positions more calmly at lower points. The core idea of this allocation is to first ensure no losses, then seek flexibility based on confidence. Going all-in blindly on a single asset is often the start of losses.
BTC1.73%
ETH3.44%
SOL4.21%
RWA-0.8%
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CrashHotlinevip
· 8h ago
40% BTC is indeed a safe approach, but I still think the ratio depends on individual risk preferences. I agree with this allocation idea; the key is to control your hands and not add positions recklessly. That's right, keeping cash reserves is truly a lifesaver; many times, the lows are bought this way. I've seen many cases of all-in, and they usually end badly. Diversification is better. 20% into L2 and RWA? That's a bit risky; it depends on your risk tolerance. Actually, the hardest part isn't the allocation ratio but whether you can stick to it during execution. Our circle loves FOMO; following this is the rational approach. Cash reserves are spot on; too many people overlook this point. BTC is still king; there's nothing to argue about. 30% in mainstream coins is a standard, somewhat conservative ratio.
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MeaninglessApevip
· 8h ago
I think the 40% BTC ratio is still conservative.
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SatoshiSherpavip
· 8h ago
It sounds like a cautious approach, but I always feel like keeping 10% cash is a bit too much. How about we try it out practically? It's called a gradual allocation, but honestly, you still have to bet on the right direction. I'm okay with 40% in BTC, but that other 30% in altcoins... depends on how you choose them. L2 and RWA leaders sound appealing, but I'm worried about stepping into a trap. I think it still needs to be fine-tuned according to your risk appetite. This plan is stable, but there's no perfect allocation in the world. Going all-in definitely isn't right, but being too conservative might cause you to miss opportunities.
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HodlTheDoorvip
· 8h ago
40% BTC, 30% mainstream coins, 20% L2/RWA, 10% cash. This allocation looks quite comfortable, but executing it is the hardest part...
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ReverseTrendSistervip
· 8h ago
This configuration approach is indeed stable, but it still depends on individual risk preferences. 40% BTC I agree, but some people just can't sit still. The remaining 20% L2 RWA depends on how hot the track is this year. Cash reserves are spot on; many people get trapped because they didn't leave any margin. All-in is definitely a big taboo; I've seen too many lose everything this way. This plan might be okay for conservative folks, but aggressive ones might think there's too much BTC. But the logic of not over-diversifying makes sense; it's definitely better than guessing blindly.
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DeFiCaffeinatorvip
· 8h ago
40% BTC is indeed a safe move, but I still think this ratio is a bit conservative. I have to give you a thumbs up for the 10% cash reserve move; too many people lack this patience. But can L2 and RWA really turn things around? I always feel it's a bit虚.
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