USDT Historical Price and Return Analysis: Should I buy USDT now?

Summary

This article provides a comprehensive review of the historical prices and market fluctuations of USDT since its inception. Combining data from various market phases, it evaluates the potential returns for investors purchasing 10 USDT and answers the key question, “Should I buy USDT now?” to help both beginners and long-term investors grasp timing and growth opportunities.

Early Market Cycle: Historical Price Review (2015 to 2019)

USDT, launched by Tether, is a stablecoin pegged 1:1 to the US dollar. Records show its early trading price was approximately $1.21. USDT guarantees that for every 1 USDT issued, there is a corresponding $1 reserve in the bank, allowing users to redeem at any time.

Below are the price changes of USDT during the initial market phase:

2015

• Opening Price: $1.21
• Closing Price: $1.00
• Highest Price: $1.21
• Lowest Price: $0.57
• Annual Return: -17.37%

2016

• Opening Price: $1.00
• Closing Price: $1.00
• Highest Price: $1.00
• Lowest Price: $0.96
• Annual Return: 0.0%

2017

• Opening Price: $1.00
• Closing Price: $1.01
• Highest Price: $1.07
• Lowest Price: $0.91
• Annual Return: 1.23%

2018

• Opening Price: $1.01
• Closing Price: $1.01
• Highest Price: $1.32
• Lowest Price: $0.95
• Annual Return: -0.28%

2019

• Opening Price: $1.00
• Closing Price: $0.99
• Highest Price: $1.01
• Lowest Price: $0.99
• Annual Return: -0.57%

An investor who bought 10 USDT in 2015 and sells today would face a potential loss of -$2.11.

Mid-term Market Cycle: Return and Risk Analysis (2020 to 2023)

During this period, USDT, as a stablecoin, maintained its price around $1 with extremely low volatility.

Potential returns for an investor purchasing 10 USDT during this phase are:

2020

• Opening Price: $0.999
• Closing Price: $1.00
• Highest Price: $1.01
• Lowest Price: $0.98
• Annual Return: 0.22%
• Return: $0.002

2021

• Opening Price: $1.00
• Closing Price: $1.00
• Highest Price: $1.01
• Lowest Price: $0.992
• Annual Return: 0.13%
• Return: -$0.004

2022

• Opening Price: $0.999
• Closing Price: $1.00
• Highest Price: $1.01
• Lowest Price: $0.994
• Annual Return: 0.15%
• Return: $0.010

2023

• Opening Price: $1.00
• Closing Price: $1.00
• Highest Price: $1.01
• Lowest Price: $0.996
• Annual Return: 0.01%
• Return: -$0.005

Recent Market Cycle: Should I buy USDT now? (2024 to 2026 to date)

In recent years, USDT has continued to maintain its core stability features, with prices consistently fluctuating around $1 and minimal volatility.

2024

• Opening Price: $0.9995
• Closing Price: $0.9982
• Highest Price: $1.00
• Lowest Price: $0.9961
• Annual Return: -0.12%

2025

• Opening Price: $0.998
• Closing Price: $0.9988
• Highest Price: $1.00
• Lowest Price: $0.9978
• Annual Return: 0.08%

2026

• Opening Price: $0.9985
• Closing Price: $0.9996
• Highest Price: $0.9996
• Lowest Price: $0.9985
• Annual Return: 0.11%

Potential returns for an investor buying 10 USDT during this period are:

• 2024: -$0.0014
• 2025: $0.0157
• 2026 to date: $0.0112

Summary: Stability and Investment Timing Analysis

By analyzing USDT’s historical prices and potential returns, it is evident that as a stablecoin, USDT has maintained a price close to $1 since its launch in 2015, with minimal fluctuations. This characteristic determines that USDT’s primary function is not as an appreciation asset but as a stable trading pair and store of value within the crypto market.

The right timing to buy USDT is not based on price appreciation potential but on risk hedging, liquidity management, or as a trading medium. Long-term holding of USDT yields near-zero returns, which aligns with its design purpose. Therefore, the answer to “Should I buy USDT now?” depends on whether the investor needs a stable crypto exposure or trading tool, rather than seeking price appreciation.