I recently came across a hypothesis that gave me a shock: if the Federal Reserve really hikes interest rates into double digits one day, will Bitcoin instantly crash to 15,000? Although it sounds a bit far-fetched, who dares to guarantee that such a thing is absolutely impossible?

Looking at the global situation, inflation data remains stubbornly high. If pushed to that point, the risk of liquidity exhaustion is no longer just alarmist talk. The entire crypto world could directly enter a freezing period, and by then, watching account balances repeatedly slashed, with no one willing to buy the dip, that kind of despair is no joke.

The most terrifying thing about financial markets is not the rise and fall itself, but **that moment when everyone is selling and there are no buyers**. Only those holding stablecoins and cash have the qualification to buy the dip; everyone else is passively taking hits.

So many people’s current approach is: rather than passively waiting, it’s better to actively prepare. Some choose to convert assets like BNB, BTC into stablecoins, so they can earn interest gradually during normal times. When that extreme market crash really happens, they’ll have bullets to scoop up bargains. This move is a bit like buying insurance — the premium (interest cost) is minimal, but the coverage (emergency liquidity) can change the game.

The core logic is actually very simple: don’t wait until a black swan has already flown in your face before thinking about how to raise funds. Planning ahead is the prerequisite for being able to see the next opportunity.