Case Risk Alert⑧ | Guangfa Bank Nanjing Branch Reminds You: "Professional Debt Bearer" — A Sweet Bait, a Cruel Trap

Customer Xiao Li received a call from an illegal intermediary, who lured him with the promise of a generous bonus just for “simple cooperation in providing information,” encouraging him to participate in illegal activities. Tempted by the potential benefits, Xiao Li agreed to cooperate. The intermediary then forged false documents such as high-income work certificates and large bank transaction records, portraying him as a “high-quality customer” who meets loan requirements, aiming to deceive the bank into granting credit.

When Xiao Li used these fake materials to apply for a loan at a bank, bank staff uncovered the fraud and reported it to the authorities. Xiao Li not only failed to receive the promised “bonus” from the illegal intermediary but also became involved in financial fraud, facing legal consequences.

China Guangfa Bank Nanjing Branch reminds you:

Be wary that behind the promises of “easy money” and “getting rich overnight” are often carefully laid traps. “High returns come with high risks.” Stay alert to claims of high rewards without effort.

Keep your personal identification information, bank card details, and credit reports secure. The value of personal information far exceeds a “bonus.” Damaging your credit report can have long-term negative impacts on your future life. Never sell or lend your personal information for small gains.

Establish a rational investment mindset. Wealth should be accumulated through honest work and legal channels. Any attempt to bypass official procedures involves significant risks.

Proofread by Wang Fei