# Handing Over Salary to Wife

This is the financial management model of the lowest-income working class in society, such as food delivery workers, construction site workers, and factory workers' families.

The purpose is to hedge against irrational spending caused by scarcity in working-class life, as well as asset loss due to unexpected events like sudden death.

Their cash flow is extremely fragile,

and they must resort to this forced mechanism to prevent bankruptcy.

The reason for choosing the form of handing over salary to the wife indicates that this group of wage earners lacks an extreme sense of security in society and lacks good legal systems and reasonable financial custody solutions to protect them, which is why they resort to their wives as financial custodians.