SelfCustodyIssues

Been seeing a lot of people ask about Canopy Growth lately, so figured I'd share what's actually going on with this stock. Honestly, it's a pretty rough situation if you look at the numbers.
Canopy used to be the darling of the weed stock boom a few years back. At its peak in 2019, this thing was trading over $560 per share. Wild, right? Fast forward to now and you're looking at a stock trading around a dollar. That's not a dip, that's a complete collapse. We're talking 95% down from the IPO levels. It basically went from Wall Street's favorite play to penny stock territory.
Here's the thing t

There's something worth paying attention to in how the market's biggest investors are positioned right now. Warren Buffett just retired in December, but his final moves at Berkshire Hathaway are sending a pretty clear signal about where valuations stand.
Here's what happened: Over the past 13 quarters, Berkshire has been a net seller of stocks to the tune of $187 billion. That's significant because it represents a major shift from Buffett's historical playbook. Back in 2018, he said it was hard to think of months when they weren't net buyers. Now the opposite is happening.
You might argue that

Just caught that Dyne reported some pretty hefty losses for Q4 - we're talking $112M net loss, which is actually wider than last year's $89.5M. Per share it came out to $0.76 vs $0.88 year-over-year. Their R&D spend jumped too, hitting $95.4M this quarter compared to $81.8M back in 2024. What's interesting though is Dyne still has $1.1B in cash and equivalents sitting on the balance sheet as of end of December. The company's guidance suggests that cash runway should carry them through to Q1 2028, so at least they've got some runway. Dyne's burning through cash pretty quick with those losses, b

Just caught Tidewater's Q4 numbers and the earnings jump is pretty notable. They posted $219.88 million in profit, which is a massive swing from $36.90 million in the same quarter last year. Per share, we're looking at $4.41 versus $0.70 - that's a solid improvement on the bottom line.
Now here's the thing - while the earnings popped, their revenue actually dipped a bit. Tidewater brought in $336.79 million for the quarter, down from $345.05 million year-over-year. So that's a 2.4% decline on the top line. Interesting that they managed to expand margins while revenue contracted.
The profitabil

Soybean futures have been taking some real heat lately. We're looking at losses of 6 to 7 cents across the board as February trading kicked off, with Friday alone posting 8 to 10 cent drops. March contracts are down about 3.5 cents on the week, which honestly isn't great when you're trying to hold a position. Open interest numbers shifted around pretty noticeably too - March lost over 3,700 contracts while May picked up about 3,700, so there's definitely some rolling happening. Cash bean prices fell 7.5 cents to sit around $9.98, and the meal and oil complexes followed suit with their own decl

Just realized something a lot of people overlook when picking dividend stocks - the payout ratio formula is actually way simpler than most think, but it tells you so much about whether a company is worth your money.
Basically, you divide what a company paid out in dividends by its total earnings, multiply by 100, and boom - that's your percentage. That's it. If a company made $100k and paid $50k in dividends, you're looking at a 50% payout ratio. Dead simple, but incredibly useful.
Here's what caught my attention though. Most people just see a high payout ratio and think "wow, generous dividen

Just realized something worth paying attention to if you're in the wealth-building space. The federal estate tax exemption situation hit a major inflection point at the start of this year, and a lot of people might have missed the implications.
Back in 2017, the Tax Cuts and Jobs Act basically doubled the estate tax exemption to around $13.61 million for individuals (over $27 million for couples). That was huge for wealthy families trying to pass assets to the next generation without getting crushed by the 40% federal estate tax. The thing is, it was always meant to be temporary.
Well, that ex

So I've been looking into RIA firms lately and wanted to break down what actually makes them different from your typical financial advisor. A lot of people use the terms interchangeably, but there's actually a pretty important distinction that affects how they manage your money.
Here's the thing about RIA firms—they're legally required to act as fiduciaries. That means they have to put your interests first, period. Not all financial advisors have this obligation. Broker-dealers and other advisors can operate under what's called the suitability standard, which basically means they just need to

Just caught up on Sony's Q3 earnings that dropped back in February, and there's actually some interesting dynamics playing out here worth breaking down.
So here's the thing - Sony reported earnings of 34 cents per share, which was down 17% year-over-year. Revenue came in at $23.9 billion, also down about 17.5%. On paper, that looks rough. But the real story is way more nuanced than those headline numbers.
The gaming division is the bright spot everyone's talking about. PlayStation 5 keeps chugging along with 119 million monthly active users - up 3% from last year. More importantly, people are

Been seeing a lot of confusion in the community about tariffs vs taxes lately, so figured I'd break down what's actually different about these two and why it matters for your wallet.
Basically, both are ways governments pull money in, but they work totally differently. Taxes are what most people deal with directly - income tax, sales tax, property tax, corporate tax. They hit individuals and businesses and fund public stuff like roads, schools, healthcare. Pretty straightforward.
Tariffs are the more interesting one IMO. They're specifically fees on goods crossing borders - imports mainly. And

Caught some interesting options action on a Monday across a few names. DAVE had solid volume with over 3,600 contracts moving - that's hitting about 68% of their average daily share volume. The real attention was on those March 2026 puts at the $195 strike, which saw nearly 1,600 contracts alone. DHT was even busier though - 27k contracts representing 2.7 million shares, roughly two-thirds of their typical daily volume. The $20 calls expiring April 2026 were getting hammered with over 3,100 contracts. And then there's SIG with 5,200 contracts moving, also around 65% of their normal daily flow.

Just been diving into the biggest AI-focused companies listed on the ASX, and honestly, it's wild how much momentum Australia's building in this space right now.
So here's the thing - while the AI market Down Under is still relatively small compared to global standards, it's growing fast. Australia's actually leading the Asia-Pacific region in AI spending alongside Korea and India. By 2027, we're looking at over US$28 billion in regional AI spending (excluding Japan and China). That's serious money.
I pulled together the five biggest players making waves in Australian AI, all ranked by market

Just caught this - YIT, the Finnish construction firm, landed a pretty substantial contract for the Espoo Urban Railway project. We're talking about 73 million euros here for the section between Espoo Center and Kauklahti. They'll be handling some serious infrastructure work: a new railway bridge over the Espoonjoki River, new underpasses at Vadetinportti, and upgrades around Kauklahti Station. Prep kicks off in March and the whole thing wraps up in 2029. That's a solid project to have on the books, especially with the 73 million commitment from the Transport Infrastructure Agency. Curious to

Just looked at some retirement planning data and realized something that might hit differently for people in their 50s. The question everyone's asking is how much money do you need to retire at 50, and honestly, the numbers are less terrifying than you'd think once you break them down.
So here's the thing. Most people think they need like $1.3 million to retire comfortably. That sounds impossible, right? But here's what financial research actually shows: if you're 50 and earning around $66k annually, you should realistically have somewhere in the ballpark of $300,000 saved up already. That's b

Just found out the State Department finally launched online passport renewal and honestly it's kind of a mixed bag. The process is definitely easier now - you can upload a digital photo, fill everything out from home, and pay with a card instead of mailing a check. But here's the thing: it still costs $130 and that price hasn't budged since 2021.
You can only use it if you're 25 or older, live in the US, and your passport was issued between 2009-2015 or is somewhere between 9-15 years old. Also can't expedite online, so you're looking at up to eight weeks for processing.
The good news is they'

You know what's interesting about Warren Buffett? At 93 years old, he's still sitting near the top of the world's wealthiest people list with a net worth around $139 billion. But here's the thing that actually gets me - the guy became a millionaire at just 32 years old back in 1962. That's when his Buffett Partnership hit over $7 million in value and his personal shares crossed the million-dollar mark.
Think about that for a second. He didn't wait until he was 60 or 70 to figure it out. By the time most people are still figuring out their careers, Buffett had already cracked the code on seriou

Just caught the market action from overnight - Tokyo's having a solid day after Wall Street bounced back. The Nikkei's up over 4 percent, sitting around 56,500 now. That's a nice 0.04 move if you're tracking percentage points. SoftBank's leading the charge with almost 8 percent gains, and the whole tech sector's following along - Advantest, Tokyo Electron, all jumping 6-7 percent. The banking stocks are also in on it, with Mizuho popping nearly 9 percent.
Looks like the rebound started stateside. Nasdaq was the star yesterday, climbing 1.3 percent to 22,807, while the S&P 500 and Dow both move

Just noticed cocoa futures are taking a serious dive right now. May NY cocoa down over 5% today, hitting contract lows, and London cocoa posting 2.75-year lows. The whole market's been plummeting for seven weeks straight at this point.
What's driving it? Supply is actually pretty solid - West Africa's looking good for the mid-crop harvest starting in April, global cocoa stocks are up, and both Ivory Coast and Ghana just slashed farmer prices by 30-35%. Meanwhile demand is basically nowhere. Barry Callebaut reported a 22% drop in cocoa sales volume last quarter because chocolate prices are just

So I was watching this finance content recently and the guy breaks down something pretty useful - how to actually turn $10k into $100k without just grinding away at a job forever. The math on this is interesting because there's legitimately multiple paths depending on your risk tolerance and how much time you want to put in.
First one is the boring but solid approach - just save aggressively. Most people save like 5% of their income which is honestly pretty weak. If you bump that to 10% you're already ahead of the curve. Throw that into a high-yield savings account at 4% interest and you're lo

So I've been looking into what is a pud home lately since it keeps coming up in listings, and honestly it's more important to understand than I initially thought.
Basically, a PUD is a community where you own your actual house and land, but everyone belongs to an HOA. The real question people should ask is: what is a pud home exactly and how does it affect me as a buyer? Well, it's usually single-family homes mixed with townhomes or condos, all managed together.
Here's what caught my attention - these developments are designed to feel cohesive and attractive. You might find grocery stores, res