Gate officially launched the new financial certificate GUSD, serving as a bridge between TradFi and the Digital Money world. This product is backed by real-world assets (RWA) such as U.S. Treasury bonds, providing users with a low-risk, stable investment channel. GUSD not only supports 1:1 minting and redemption but also offers a stable initial Annual Percentage Rate and has integrated core functions such as Launchpool, spot trading, and unified account Margin. Gate commits to ensuring the transparency and security of GUSD through public Proof of Reserves, providing users with more reliable and diversified asset allocation options.
GUSD: “Treasury” Yield Certificate in the Web3 World
GUSD is a new RWA (Real World Asset) financial certificate under Gate. This product is backed by low-risk real-world assets such as U.S. Treasury bonds, aiming to provide cryptocurrency users with a low-risk, stable return financial management option. The value of GUSD is pegged 1:1 to the USD stablecoin, and holders can achieve continuous asset appreciation through daily automatically distributed returns. Its returns mainly come from the interest of the underlying U.S. Treasury bonds and a portion of the income from the Gate ecosystem, with an initial Annual Percentage Rate of 4.40%.
(GUSD staking | Source: Gate)
Core Functions and Trading Ecosystem
The launch of GUSD is accompanied by a series of integrated core functions, aimed at building a complete financial management and trading ecosystem:
GUSD minting: Launched on August 18, 2025. Users can mint GUSD at a 1:1 ratio using USDT or USDC and start enjoying returns.
GUSD Spot Trading: Launched on August 28, 2025, at 16:00 (UTC+8), opening multiple trading pairs including GUSD/USDT, BTC/GUSD, ETH/GUSD, BNB/GUSD, SOL/GUSD, XRP/GUSD, TRX/GUSD, HYPER/GUSD, and ADA/GUSD.
Launchpool: The first GUSD staking pool will go live on August 29, 2025, at 18:00 ( UTC+8, and will simultaneously launch the 304th project: CeluvPlay ) CELB (. Users who stake GUSD can share 6,428,572 CELB token rewards for free, receiving airdrop rewards every hour, with an estimated Annual Percentage Rate of up to 365%.
Other Features: Unified account margin, Yubi Treasure flexible wealth management and other functions have been launched. More spot trading pairs will be continuously introduced in the future, and functionalities such as contract trading, margin lending, trading bots, copy trading, flash exchange, dollar-cost averaging, Launchpad, and CandyDrop will gradually be opened. Please pay attention to official announcements.
It is important to note that GUSD obtained through spot trading or deposits will not earn interest if no minting operations have ever been performed. Users must conduct at least one minting operation of any amount for their entire holdings to be eligible for dividends.
) GUSD Four Core Highlights
1. Stable Returns: GUSD’s yield is anchored to US Treasury bonds, with minimal volatility, providing users with a predictable and continuous cash flow, rather than the high volatility returns of traditional crypto financial products.
2. Asset Endorsement: Supported by real RWA, combined with the dollar and short-term treasury reserves of USDC, ensuring higher security and credibility.
3. Flexible minting: Supports 1:1 minting of USDT/USDC dual coins, far exceeding the limitations of single-coin products in the same category, providing users with greater operational freedom.
4. Convenient Redemption: Supports all GUSD 1:1 exchange for USDT/USDC, providing two modes of quick redemption (0.1% fee) and standard redemption (0.05% fee, arrives D+3 days), making asset management more flexible.
The platform’s transparent commitment and product mechanism
Gate, as a trading platform with a stable operation history of 12 years, provides a solid guarantee for the stable operation of GUSD. To ensure transparency, Gate commits to publicly disclose the Proof of Reserves on the product page and display the funding certificates from the cooperating custodian bank, ensuring that every issued GUSD is backed by sufficient real-world assets.
GUSD is a type of demand deposit guaranteed financial product, whose value is pegged 1:1 to the stablecoin used for subscription. Earnings are distributed daily to the Spot account, allowing for compound growth. The Annual Percentage Rate will be dynamically adjusted based on Gate ecosystem income, US Treasury RWA returns, and market conditions.
Key FAQ
Q1: What is RWA?
A: RWA (Real-World Asset) refers to the tokenization of assets from the traditional financial world, such as US Treasury bonds, real estate, corporate bonds, etc., using blockchain technology, allowing them to be represented and traded on-chain. It has become a hot topic in the industry because it brings stable and predictable traditional returns to the cryptocurrency market, serving as a key bridge connecting DeFi (Decentralized Finance) and TradFi (Traditional Finance). Gate has launched such products to provide users with a lower-risk, more stable asset allocation option.
Q2: What is GUSD?
A: The GUSD launched by Gate is our exclusive income right certificate for RWA financial products. When you participate in the subscription using USDT or USDC, you are “minting” GUSD, which means you hold a corresponding share of a financial product supported by real-world assets (such as U.S. Treasury bonds). It is the “key” and “proof” for you to enjoy stable returns on the Gate platform, and its value is always anchored to 1 USDT/USDC.
Q3: Is the participation method for GUSD minting “staking”? Is it the same as on-chain staking?
A: No, this is not on-chain staking in the traditional sense.
- On-chain staking: Your assets are typically locked in a smart contract, used to maintain network security or provide liquidity, with returns coming from inflation rewards or transaction fees, accompanied by risks such as smart contract risks and impermanent loss.
- Minting GUSD: This is a “redemption” process. You exchange the stablecoins (USDT/USDC) in your hands for a yield certificate (GUSD) backed by real U.S. Treasury assets. Your funds are backed by physical assets, and the risk structure is completely different.
Q4: How can I prove that my GUSD is really backed by U.S. Treasury bonds?
A: Transparency and trust are the cornerstones of Gate. We are committed to providing clear Proof of Reserves and fund verification from our partner custodial banks on the product pages in the future. This means you can publicly verify that all GUSD issuances are backed by sufficient real assets, ensuring 100% reserves, truly achieving openness and transparency, and accepting supervision from the entire society.
Q5: Will the yield of GUSD fluctuate like Yu Bi Bao?
A: No. This is precisely the core advantage of GUSD. The funds in Yubi Treasure are used for coin-to-coin lending within the platform, and the interest rates are entirely driven by the cryptocurrency market conditions. Meanwhile, the yield of GUSD is pegged to U.S. Treasury rates, which change slowly and predictably, typically adjusting on a monthly basis without the extreme fluctuations that may occur within a single day, providing you with an extremely stable cash flow.
Q6: What are the redemption rules? What should be noted?
A: Gate offers two modes with different fee rates:
- Quick Redemption: The fee is 0.1%, with fast processing speed (usually credited within 10 minutes), suitable for scenarios where funds are urgently needed.
- Standard Redemption: The handling fee is 0.05%, and the processing time is within T+3 days, suitable for users who are not in a hurry to use the funds and wish to save costs.
Users can choose the most cost-effective redemption method based on their own capital needs.
Q7: Can I only mint with USDT? What can I get when I redeem?
A: Gate provides you with greater flexibility.
- Minting: We support minting using two types of coins: USDT and USDC.
- Redemption: GUSD can be redeemed 1:1 for USDT/USDC. Once you receive USDT/USDC, you can exchange it for any other token on the Gate platform at any time.
Q8: Is there a purchase limit for this product?
A: Yes, in order to ensure fairness for all users, there is currently a personal limit in place. Individual user accounts can mint up to 5 million USDT/USDC equivalent of GUSD, while the minting limit for institutional users is 10 million USDT/USDC equivalent.
Conclusion:
The launch of GUSD not only provides Gate users with a new low-risk, high-liquidity asset allocation option, but also marks an important step for the crypto industry in linking traditional finance and promoting the development of RWA. By bringing the stable returns of real-world assets into the digital currency world, GUSD aims to offer users a secure, transparent, and predictable investment channel, helping users achieve steady asset appreciation in the highly volatile crypto market.
