PANews February 3 News, according to Cointelegraph, the report titled “2025 Digital Wealth Report” released by Gibraltar-based Xapo Bank shows that the usage pattern of its Bitcoin-backed loan business is shifting from short-term liquidity to long-term financial planning. The report states that among the Bitcoin-backed loans issued by the bank in 2025, 52% have a loan term of 365 days, and even as new loans slowed within the year, these long-term loans remained outstanding.
CEO Seamus Rocca said that increased confidence in Bitcoin’s long-term prospects has prompted holders to choose borrowing over selling, indicating a shift from short-term speculation to long-term thinking. The report points out that although the pace of loan issuance slowed in the second half of the year, the outstanding loan balance continued to grow, suggesting that borrowers are using loans as a long-term tool.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
Bitcoin Rallies to Weekly High of $71,500 Amid Geopolitical Turmoil and Crypto-Specific Demand
Bitcoin has climbed 2.6 percent to approximately $71,500, reaching its highest level in a week, defying sharp declines in U.S. equities and a surge in oil prices past $100 per barrel amid escalating Middle East tensions.
CryptopulseElite1h ago
UK-listed company B HODL adds an additional $468,500 to its Bitcoin purchase
Gate News reports that on March 13, UK-listed company B HODL (ticker: $HODL) announced an additional capital deployment of $468,500 to continue purchasing Bitcoin.
GateNews1h ago
BTC drops below 71,000 USDT
Gate News bot message: Gate market data shows BTC has broken below 71000 USDT, current price 70988.1 USDT.
CryptoRadar1h ago
Ark Invest Discovers Over $480 Billion in Bitcoin Vulnerable to Quantum Computing Attacks
A new report from ARK Invest warns that approximately 6.9 million Bitcoin — equivalent to an estimated value of 483 billion USD at an average price of 70,000 USD — are at risk of being attacked by quantum computers in the future.
Risk from elliptic curve cryptography
This threat centers on the elliptic curve cryptographic system
TapChiBitcoin2h ago
Perp DEX Becomes Largest Battlefield on Blockchain, Derivatives Volume 10 Times Spot Trading Sparks Competition
Cryptocurrency derivatives trading volume has significantly surpassed spot trading, making perpetual futures decentralized exchanges (Perp DEX) a core battleground for blockchains. Major public chains including BNB Chain's Aster, Aptos's Decibel, and Hyperliquid have begun deploying Perp DEX to enhance liquidity and trading environments. However, liquidity tends to concentrate among a few dominant platforms. In the future, platforms offering unique yields may emerge as long-term winners.
MarketWhisper2h ago
