Kima Network Taps 8lends to Innovate Cross-Chain Decentralized Lending

Kima Network has signed an alliance with 8lends, an open-source credit protocol designed to revolutionize access to real-life lending by using the blockchain. This partnership aims to resolve the inefficiencies of the current financial system and facilitate the smooth transfer of value and an enhanced lending process across various blockchain ecosystems.

New Partnership Alert! We’re teaming up with @eightlends to push the boundaries of what’s possible in decentralized finance! Real-world impact. Cross-chain power. The future of lending is here. Stay tuned. Big things ahead. pic.twitter.com/KFiGZccNWP

— Kima Network (@KimaNetwork) July 1, 2025

In collaboration, Kima and 8lends will proceed to seek new ways to strengthen decentralized finance (DeFi) and foster cross-chain functionality. Kima has revealed this collaboration through its official social media, X account.

Combining Blockchain Infrastructure with Real-World Lending

8lends is building a new generation lending platform that will combine conventional financial concepts with Web3, creating an open, programmable system. The platform is oriented toward retail and institutional audiences and includes flexible collateral, stablecoin-based lending, and built-in credit scoring in a non-custodial compliant stack.

8lends aims to increase financial inclusion globally through access to capital by the borrowers without the use of age-old banking systems. The platform also provides the lenders with yield opportunities with a risk-adjusted approach.

Kima and 8lends will collaborate with the goal of creating an ecosystem where users will be able to obtain credit without any of the obstacles established by centralized financial institutions. The cooperation will be aimed at simplifying multi-chain transactions and offering cross-border lending with safe and compliant routes. Such focus will likely improve the lending process, which will minimize friction during loan issuance and allow borrowers to repay their loans faster.

Opportunity to improve the Cross-Chain Loaning and Finances

The collaborative efforts between Kima Network and 8lends will help to address various areas of interest to enhance the private lending ecosystem. The collaboration will facilitate frictionless, cross-blockchain funded loans and their paybacks, providing a safe transfer of settlement flows without bridges or wrapped tokens. This will enable on-chain and off-chain interoperability, including the ability to be compatible with a larger base of users.

Moreover, being a non-custodial and compliance-ready API, Kima will allow a seamless process when onboarding conventional users and institutions into the decentralized finance environment. This partnership will establish a common financial platform where decentralized credit is able to integrate seamlessly with fiat and crypto transactions, kickstarting the identity of lending in the blockchain-driven future.