The U.S. FDIC is set to roll out a framework allowing banks to issue stablecoins, marking a significant milestone in the integration of digital assets into the traditional banking system. This move represents a major shift in how regulators are approaching cryptocurrency innovation, particularly around stablecoin infrastructure. The policy could reshape the stablecoin landscape by enabling federally insured institutions to participate directly in digital currency issuance. This development signals growing institutional acceptance of blockchain-based payment solutions and may accelerate mainstream adoption of stablecoins as a bridge between traditional finance and decentralized ecosystems.