2025-12-17 10:50:31

#以太坊行情解读 Mid-December, a key move in US financial regulation is underway— the Federal Deposit Insurance Corporation (FDIC) has officially approved proposals related to stablecoin issuance, directly opening the door for regulated banks to enter the crypto payment space. Behind this is the implementation of the "Genius Act" that was passed back in July this year.

From an operational perspective, banks can establish dedicated subsidiaries and apply to enter as "licensed stablecoin issuers." The most interesting part is the 120-day mechanism design—if regulators do not respond within the specified time, the application automatically takes effect. This is not an ordinary administrative process; essentially, it pressures regulators to improve approval efficiency and avoid delays.

What does this move mean? Traditional banking systems are now officially being integrated into the stablecoin ecosystem. Over the past year, discussions around on-chain assets like $ETH and $ZK have been heating up, but the real breakthrough has been stalled by regulatory approval issues. Now, banks can directly participate in stablecoin issuance, opening new possibilities for the decentralized transformation of the entire payment and settlement system.

Any thoughts on this? What changes might this bring to the stablecoin market and the crypto payment ecosystem?

ETH0,95%

ZK4,73%

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GateUser-ccc36bc5

· 2025-12-19 19:40

Automatically takes effect in 120 days? That's brilliant—just press the regulatory authorities' heads and make them decide quickly, haha.

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Degen4Breakfast

· 2025-12-19 18:44

This 120-day automatic activation trick is really clever; regulatory authorities are forced to join in, haha.

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TideReceder

· 2025-12-18 22:23

Automatically takes effect in 120 days? That's brilliant, the regulatory authorities are being grilled on the fire hahaha

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RooftopVIP

· 2025-12-17 11:20

Automatically takes effect in 120 days? That's a brilliant design; the regulatory authorities have been countered effectively.

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FrogInTheWell

· 2025-12-17 11:19

The 120-day automatic activation of this feature is really clever, almost like using a programmer's logic to constrain the bureaucratic system haha

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EntryPositionAnalyst

· 2025-12-17 11:12

120 days to take effect automatically? Ha, this move is quite ruthless, regulators are caught off guard. If traditional banks really step in, the game of stablecoins will change. It feels like the positive news has already been digested; now it's just a matter of whether they will dump the market. The banking system accepting stablecoins—honestly, this is a signal I've been waiting for a long time. I'm a bit skeptical whether banks will go through so many reviews and hurdles when it actually lands. This time is different; from "not allowing" to "how to allow," it's a world of difference. Wait, is 120 days really true? Isn't this just another empty promise? The entry of big banks means a surge in liquidity; small coins are going to cool off. Honestly, the US's combination punch is still quite skilled. Most importantly, it forces efficiency, which shows that the US is also getting anxious.

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NotAFinancialAdvice

· 2025-12-17 11:01

Automatically takes effect in 120 days? This move is brilliant, just telling the US regulators to stop dragging their feet. Banks entering stablecoins is a matter of time; now it's finally officially announced. Yes, but whether it can really take off depends on how major banks respond. Having permission alone isn't enough. This round of ETH is interesting; long-term holders should be smiling.

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GateUser-6bc33122

· 2025-12-17 10:52

Automatically takes effect in 120 days? This move is brilliant; regulatory authorities can't hide from it at all.

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