Real-world assets (RWAs) are converted into digital tokens on the blockchain. This allows traditional assets (real estate, bonds, loans, gold, stocks, etc.) to be offered for fractional ownership, enabling 24/7 trading, increasing liquidity, and shortening settlement times. It becomes more efficient thanks to the transparency and smart contracts of the blockchain. Advantages:

Fractional ownership: Invest in high-value assets with small amounts (e.g., a piece of real estate for $100).
Increased liquidity: Illicit assets are easily bought and sold.
Faster and cheaper transactions: Reduced intermediaries, instant settlement.
Global access: Investment is possible from anywhere.
Transparency and traceability: All transactions are recorded on the blockchain.
Status and Growth in 2025:
2025 is projected to be the year of institutional adoption of RWAs. Market capitalization increased from approximately $5-15 billion at the beginning of the year to around $30-35 billion by the end of the year (varies between $18-33 billion according to sources, excluding stablecoins).
Dominant categories:
Private credit: ~$17-18 billion (the largest segment).
U.S. Treasuries: ~$7-9 billion.
Commodities (gold, silver, etc.): Gold tokenization grew by 227% (~$3-4 billion).
Other: Real estate, equities, alternative funds (~$2 billion each).
Regulations accelerated: Institutional entry increased with the GENIUS Act and Project Crypto in the US, MiCA in the EU, and pilots in Singapore/Hong Kong. Leading Projects and Examples:
BlackRock BUIDL: Tokenized Treasury fund, ~$2-3 billion AUM by the end of the year, first to pay a $100M dividend. Ondo Finance: Tokenized treasuries and yield products (OUSG, USDY) are among the most popular.
Centrifuge: Private credit and invoice tokenization, exceeded $1 billion in TVL.
Others: Franklin Templeton, Securitize, Maple Finance, Mantra Chain (real estate focused).
Ethereum dominates (~55% market share), but Solana has grown rapidly with low fees.
Future (2026 and Beyond):
A potential of $2-16 trillion is projected by 2030. The transition from speculation to real utility will continue, with reduced volatility but regulatory risks remaining. RWAs have become the bridge connecting crypto with traditional finance – a turning point for maturity in 2025. 🚀