DeepFlowTech

This article explores the concept of the "Headless Merchant," emphasizing that in the emerging AI Agent economy, business models no longer rely on traditional sales and subscriptions but instead charge directly per API call. The article points out that new payment infrastructure enables AI Agents to efficiently consume services, disrupting traditional ways of building businesses. Future merchants will focus on providing clear APIs and reliable services rather than maintaining complex user accounts and subscription systems.

The article analyzes the revenue sources of DeFi (Decentralized Finance) in 2025, exploring the structure and distribution of approximately $8 billion in earnings. The results show that half of the lending demand is cyclical, with users often borrowing again to pursue gains. At the same time, most lending and stablecoin annualized yields are below 3%, far lower than U.S. Treasury bonds. The article also highlights the potential of some undeveloped revenue streams and illustrates how to integrate different sources of income through the example of Sky Protocol.

Nic Carter pointed out that Bitcoin is lagging behind Ethereum in quantum resistance upgrades, with the latter already prioritizing this issue and setting a target for 2029. Carter warned that ECC faces threats from quantum computing and called on networks to strengthen cryptographic protections, or else the ETH/BTC exchange rate gap could widen.

Members of the two-party system in the United States have proposed the "Preventing Real-Time Exploitation and Deceptive Insider Congressional Trading Act," which bans members of Congress and senior officials from trading on political-related events in prediction markets. Violators will face fines and seizure of profits. This bill has garnered attention due to recent insider trading issues.

Written by: Prathik Desai
Translated by: Block unicorn
Sometimes, little annoyances can save lives.
Think about that annoying sound in your car that keeps reminding you to buckle your seatbelt. This incessant reminder can be irritating, and many people have complained about it. But it is this continuous alert that has prompted countless individuals to fasten their seatbelts. What’s the result? According to the Insurance Institute for Highway Safety (IIHS), these persistent reminders save about 1,500 lives each year in the United States alone. It truly is a lifesaver.
Little annoyances can also help you save a significant amount of money.
One frustrating phenomenon in modern banking is when you think you’ve completed a wire transfer, only to be interrupted. You’ve entered the account number, routing number, and recipient's name. At this point, the bank does not immediately process the transfer but pauses to confirm whether the recipient's name matches the account information.

The proliferation of AI has transformed lifestyles, but during its implementation, resource disparities between individuals and nations have created inequality. High-income countries and wealthy individuals have advantages in accessing AI tools and information, further widening the gap in knowledge and wealth. Rather than eliminating information disparities, AI has actually made some people feel they are progressing while potentially falling behind unconsciously.

US Treasury Secretary Bessent discusses adopting the Bank of England model to strengthen oversight of the Federal Reserve, which may impact the relationship between the Fed and the government. He praised the Bank of England's independence reforms and criticized the Federal Reserve's quantitative easing policies, arguing they led to high inflation in the post-pandemic period.

Due to the ongoing US-Israel-Iran conflict, the US economy faces greater downside risks, with institutions raising the probability of an American economic recession. Moody's analysis shows that the recession probability over the next 12 months has reached 48.6%, while Goldman Sachs estimates it at 30%. If high oil prices persist, recession will become a real threat.

Bitpanda's Vision Chain aims to address infrastructure bottlenecks in Europe's financial sector and promote the mainstream adoption of tokenized assets. This proprietary blockchain is built on Optimism technology, providing institutions with a compliant environment for issuing and settling tokens, while utilizing a euro stablecoin to eliminate transaction fee volatility risk, fostering financial innovation and investment opportunities for users.