On December 10, 2025, the Taiwanese dollar (TWD) reached a critical point against the Japanese yen (JPY) at 4.85. As the Bank of Japan is on the verge of raising interest rates, market risk aversion is increasing, coupled with the rising pressure of TWD depreciation, the topic of exchanging for JPY has become hot again.
However, many people still stick to the old method of "going to the bank counter to exchange," unaware that the exchange rate difference alone can cost you the price of an extra bubble tea. Today, we will explain the four latest exchange channels so you can find the most economical solution for travel or investment.
Why is the Japanese yen worth paying attention to?
The Japanese yen is definitely the most commonly encountered foreign currency by Taiwanese people, but its uses go far beyond your imagination.
From daily life, in consumption scenarios in Tokyo, Osaka, and Hokkaido, cash is still the mainstream (credit card penetration is only 60%), which means travelers must prepare Japanese yen cash. Additionally, for purchasing through purchasing agents, shopping on Japanese websites, or even considering working holidays, the exchange of Japanese yen is unavoidable.