Polygon's daily average USDC peer-to-peer payment volume has surpassed the $1 billion mark. This is not an empty proof of concept — real users are transacting with real funds in their daily activities. From small cross-border remittances to offline merchant settlements, the underlying infrastructure is already handling scaled payment demands. This is what real Web3 adoption looks like in 2026: not marketing gimmicks, but organic growth in user retention and transaction volume. When payment layer data metrics climb like this, it signals the ecosystem has moved past its early exploration phase.