🔥 How to use intelligent AI Agent for easy high-yield wealth management in Giza?

In the current DeFi ecosystem, various yield strategies are emerging endlessly, but the complexity of cross-chain operations and high-frequency decision-making makes it difficult for ordinary users to cope. To obtain the best returns, it often requires constant monitoring and frequent manual asset conversion across multiple protocols. So how can we drop the participation threshold for users and improve the yield rate? It would be great to have a smart financial assistant in DeFi! ⭐️ Project Introduction @gizatechxyz proposed a solution to the above pain points: introducing an AI Agent that can autonomously make decisions on-chain. In simple terms, Giza is a blockchain infrastructure project focused on building “verifiable AI Agents” that attempts to enable AI Agents to perform complex operations for users under a non-custodial premise using technologies such as zero-knowledge proofs, allowing users to participate efficiently in Decentralized Finance without constantly monitoring the market. ⭐️ Core Mechanism In order to achieve the above vision, Giza has introduced three core architectures in its technical framework:

• Semantic abstraction layer: enables AI Agents to execute tasks with clear financial concepts, achieving efficient cross-protocol collaboration.
• Agency Authorization Layer: Based on ERC-4337 smart accounts, achieving non-custodial asset delegation.
• Decentralized execution layer: responsible for cross-chain, Gas optimization, and transaction processing, etc. The above technologies work together to ensure that AI understands on-chain instructions and safely executes operations on behalf of the user. Users only need to authorize the AI Agent and set the goals, and the AI can autonomously reason and complete the transaction loop on-chain (from “intention” directly to “result”). ⭐️ The first practical case —— ARMA The core product of Giza is ARMA, which focuses on optimizing stablecoin yields. It has been launched on the Base network and plans to expand to more Ethereum Layer 2 ecosystems. Its working principle involves continuously monitoring interest rate changes of integrated mainstream lending protocols (such as Aave, Morpho, Compound, etc.), taking into account annual percentage rates (APR), gas costs, and pool liquidity. It intelligently schedules the flow of user funds across different platforms to achieve yield maximization. As one of the few AgentFi products that have been put into practical use, ARMA has seen steady growth in its asset management scale since its launch a few months ago. Currently, over 30,000 addresses are managing funds amounting to 160 million USD through ARMA. In terms of returns, on the USDC lending market of the Base network, ARMA’s strategy yields an annualized return approximately 83% higher than the passive deposits of a single protocol. For example, if a user invests 10,000 USD stablecoin, they could achieve an annualized return of about 10.3% through ARMA after some time, whereas simply keeping it on platforms like Aave might yield only 3% to 7%. ⭐️ Participation Method 1: Deposit U and use ARMA to manage Decentralized Finance assets.

1. Prepare at least 10 USDC as the initial deposit, and you will also need Base-bridged ETH to pay for the gas fees for the first deposit.
2. Connect Wallet: Visit the ARMA platform interface (arma.xyz), click “Connect Wallet”, select a Web3 wallet, and authorize the connection.
3. Create a Smart Account: After signing the permissions, ARMA will automatically create a secure smart account. This account is the basis for ARMA agents to perform automated operations.
4. Initial Deposit: In the operating interface, select “USDC” as the deposit token and enter an amount of at least 10 USDC. Confirm and approve the transaction to complete the first deposit.
5. Configure and Activate: Configure the running parameters of the Agent, such as selecting the ARMA protocol and the preferred operation time range for interaction. After confirming the parameters, click “Activate ARMA” and authorize the related transactions. This operation will securely transfer your tokens to a smart account and create a one-time key, authorizing ARMA to automatically manage funds to optimize returns. ⭐️ Participation Method 2: Airdrop Opportunity Giza has launched its token and completed its first quarter airdrop plan last month, making it one of the few projects that released a token after having a product. Currently, the Giza airdrop for the second season has begun, which will continue the community-first distribution principle and expand the range of token distribution:

• ARMA users remain the focus of rewards: the official has upgraded the ARMA points mechanism and increased the actual yield of deposits.
• The Giza team is developing more types of AI Agents (not limited to profit arbitrage) and will also incorporate a points reward system. Users who try it early and provide feedback will receive corresponding rewards.
• Users who actively participate in the future testnet and new feature experiences of the Giza protocol (such as completing testing tasks, submitting product feedback, etc.) will also continue to accumulate points for the eligibility of the second season airdrop.
• The second season also introduced developer benefits, where developers can earn token rewards provided by the project team by creating new AI Agents on the Giza infrastructure.
• In terms of community, the officials will clearly expand the volunteer system, granting more community and ambassador roles contribution paths, and corresponding contributors will receive token incentives for the second season. In summary, the airdrop opportunities in the second quarter are more diverse, allowing ordinary users, technical developers, and community leaders to participate in their own ways and share in the dividends of the growth of the Giza ecosystem. ⭐️ Risk Warning Although Giza has currently gathered a TVL of 150 million USD, participants should still be aware of the following risks before getting involved. First, AI Agent needs to interact with protocols and bridging services on different chains, and cross-chain bridging has always been a high-risk area for security, with numerous historical attacks causing significant financial losses. Ensuring the security and efficiency of cross-chain operations is a major challenge faced by projects. Secondly, the AgentFi sector is still in its early stages, and most projects’ product experiences still lag behind mature DeFi protocols, leading to higher uncertainty. Although Giza’s ARMA has been the first to validate the feasibility of the model, the reliability of decision-making for smart agents in complex market environments and performance during black swan events still require time to test. Moreover, factors such as the volatility of lending protocols and vulnerabilities in smart contracts may still affect the final yield. ⭐️ Future Outlook With the advancements in Crypto AI, it is believed that AI Agents are expected to become the next evolutionary direction in DeFi, bringing users an unprecedented paradigm shift in interaction. If Giza can continuously validate the security and effectiveness of its models, and successfully expand its cross-chain capabilities and new AI Agent categories, it may lead the AgentFi track. Perhaps, in the future, every user could have their own on-chain “AI financial assistant” to help manage assets and seize market opportunities. Of course, we should also stay rational: AI Agents still rely on the continuous optimization of models and strategies to avoid the inherent risks and uncertainties of the market. Overall, Giza is pioneering a new path for AI-enabled Decentralized Finance, and its subsequent developments are worth ongoing attention. How do you view Giza? Feel free to leave a comment in the comment section! 👏