BoredStaker

Just realized the stock market is closed on Juneteenth (June 19th) every year now. That's actually pretty interesting - it became a federal holiday back in 2021, so NYSE, Nasdaq, all the major exchanges shut down for the day. Makes sense when you think about it - commemorating when enslaved people in Texas finally got the news they were free in 1865.
So if you're wondering is the market closed on Juneteenth, yeah it is. Bonds too. Basically everything trading-related takes the day off. The market reopens the next morning like normal. I didn't even realize this was a thing until I checked my ca

So you've managed to hit 25000 dollars in savings. Honestly, that's a solid position to be in — way better than most people realize. The median American has like 5k sitting around, so if you're sitting on 25k, you're already ahead. But here's the thing — a lot of people hit this number and then just let it sit there, which is actually the worst move you can make.
First, let me put this in perspective. If you make 100k a year, 25k is basically three months of your salary before taxes. That's textbook emergency fund territory. Financial advisors generally recommend having 3-6 months of living ex

Just caught something interesting about the recent 13F filing season. With Warren Buffett officially stepping back at the end of last year, Greg Abel is now running a $318 billion investment portfolio at Berkshire Hathaway — and the concentration is pretty striking.
I was looking at the numbers and nearly 61% of their invested assets are locked into just five positions. Apple leads at 19.5%, followed by American Express at 15.3%, Coca-Cola at 10.1%, Bank of America at 8.2%, and Chevron at 7.6%. That's a pretty concentrated bet for a portfolio of that size.
What caught my attention though is ho

Just came across an interesting Bank of America study that's worth unpacking. Turns out what percentage of millionaires are self made is way lower than most people think - only about 27%. That means almost three-quarters of the ultra-wealthy got some kind of help along the way.
The study surveyed over 1,000 people holding $3M+ in investable assets. The breakdown is pretty revealing: 27% truly self-made (middle-class or poor background, zero inheritance), 46% had a head start through either inherited wealth or growing up affluent, and 28% are full legacy wealth cases with both advantages.
What

Been thinking about this a lot lately - how to make a million dollars in the stock market is probably one of the most common questions I see in crypto and traditional investing communities. The good news? It's actually more achievable than most people think, and you don't need to be some genius trader or have crazy amounts of capital.
The real secret is way simpler than anyone wants to admit: time and consistency. Seriously. Compound growth is the game-changer here. Your money doesn't just grow on what you put in - it grows on the growth itself. The longer you let it sit, the faster it multipl

I've been digging into investment evaluation tools lately, and the Profitability Index keeps coming up in serious investor discussions. It's one of those metrics that looks simple on the surface but actually reveals a lot about whether a project is worth your capital.
So what's the PI full form in business? It's the Profitability Index, and it's basically a ratio that compares the present value of your future cash flows against what you're putting in upfront. The formula is straightforward: divide the PV of expected future cash flows by your initial investment. If you get a number above 1, you

Just came across some old data from November 2022 on mortgage rates and wow, things were wild back then. The 30-year fixed was sitting at 6.87% with a 15-year at 6.18%. For context, that meant a $100k mortgage would run you about $657 monthly on the 30-year option. People were getting hit with over $136k in total interest over the life of the loan. The adjustable rate mortgages were slightly better at 5.48% for 5/1 ARMs if you could lock those in early. Jumbo mortgages weren't much better either, hovering around 6.89%. Interesting to see how november 2022 mortgage rates compared to the 52-week

I've been noticing something interesting about the current market setup heading into spring 2026. With the Fed potentially shifting its rate policy and earnings expectations looking solid, there's actually been a quiet opportunity brewing in the sub-$10 stock space that a lot of retail investors seem to be missing.
Now, most people immediately think of penny stocks when they hear "cheap stocks," and yeah, those can be pretty wild and unpredictable. But there's a sweet spot in that $5 to $10 range where you occasionally find some genuinely solid companies that haven't blown up in price yet. The

Uranium's been on quite a run these past couple years, and honestly it's worth paying attention to if you're thinking about diversifying into alternative assets. Back in January 2024, spot prices broke through $100 per pound for the first time in over 15 years - hit $106 to be exact. That's still nowhere near the $136 peak from 2007, so there's definitely room to move.
Now if you're wondering how to buy uranium as an investment, it's not quite as straightforward as jumping into gold or crypto, but there are actually several solid paths depending on your risk appetite and strategy.
The most dir

Recently, Bloomberg energy analyst Javier Blas posted about the Iran situation and whether the risk to the oil market is really serious. His take is quite interesting.
Basically, his point is that even with tensions in the Middle East, it doesn't automatically mean a major oil shock will happen. We all know that Iran attacks impact oil prices, but the actual damage to supply is limited. The market's real concern is if tensions escalate further and both sides target energy infrastructure—such as oil fields, refineries, and export terminals. But so far, that hasn't happened.
I'm interested in hi

MicroStrategy's stock performance today appears somewhat disappointing, although their new STRC preferred stock is showing unexpected stability. This investment vehicle's volatility has reached only 1.5%, marking a historic low. As a result, the Sharpe ratio stands at 5.37, potentially setting a new record in corporate fund management.
Last week, the company issued $1.18 billion worth of STRC stock, surpassing the $396 million raised through their common share sales. This capital has been used to purchase Bitcoin, and they announced on Monday that they have acquired 22,337 Bitcoins. Currently,

Been diving into how AMM protocols actually work, and honestly it's pretty fascinating how different they are from traditional exchanges. So basically, instead of matching buyers and sellers like order books do, these automated market makers use liquidity pools and math formulas to determine prices. Anyone can throw their crypto into these pools and earn fees from trades happening against them.
The whole thing really took off after Uniswap launched in 2018, though Bancor was experimenting with the concept a few years before that. What made Uniswap different was how it simplified everything - s

So everyone's been asking me why BEEG (Beeg Blue Whale) suddenly blew up on Sui. Honestly, it caught me off guard too, but after digging into the data, the pieces kind of make sense.
First thing: the name definitely gets people's attention. Yeah, it sounds like something else entirely, but it actually stands for Blue, Environment, Empowerment, and Generation. The whole project is built around blue whale conservation on the Sui blockchain. Pretty niche, right? But that's actually what makes it interesting.
Here's what's wild about the tokenomics. BEEG did a 100% fair launch - 10 billion total s