February 24 News: The U.S. Federal Reserve has officially advanced a regulatory proposal to end the “de-banking” of the crypto industry and has opened a 60-day public comment period on related banking regulations. This move is seen as a significant signal of a shift in U.S. financial regulatory policy, with the crypto industry generally believing it could weaken long-standing banking restrictions that have troubled digital asset companies.
According to official statements, the proposed rules aim to remove “reputation risk” as a core basis for banks to review clients from the regulatory framework, instead focusing on “material financial risk.” Regulators have previously instructed banking authorities not to require financial institutions to close accounts solely based on reputation concerns, which could provide clearer institutional protections for legitimate crypto businesses in opening accounts and accessing funds.
Vice Chair Michelle Bowman pointed out that regulators have previously pressured financial institutions to cancel services based on clients’ political stances, religious beliefs, or engagement in unpopular but legal industries, sparking widespread controversy. The crypto community refers to this phenomenon as “Choking Action 2.0,” believing it has limited digital asset companies’ ability to access traditional financial systems.
On the policy front, the Trump administration had previously pushed investigations into allegations of “de-banking” the crypto industry and used administrative measures to require regulatory agencies to review such practices. Senator Cynthia Lummis publicly supported the Federal Reserve’s latest proposal on social media, stating that regulators should not determine the banking access of digital asset companies based on subjective standards, and emphasizing that removing “reputation risk” is a key step toward ending de-banking in crypto.
Additionally, Alex Thorn, Research Director at Galaxy Digital, said that this policy adjustment could mark a move toward a more rational crypto regulatory environment in the U.S. As banking compliance standards become clearer, the policies on crypto company account opening, digital asset compliance frameworks, and access to crypto financial services are expected to become key focal points for U.S. crypto regulation and institutional entry by 2026.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
美银分析师：标普500指数若跌至6600点或引发白宫、美联储政策反应
Gate News 消息，3月13日，美国银行分析师迈克尔·哈特内特警告称，如果标普500指数（美国股市基准指数）进一步下跌至6600点左右（仅比近期水平低1%），可能会引发白宫或美联储的政策反应。
GateNews6h ago
巴克莱调整美联储降息预测：2026年9月和2027年3月各降息25个基点
Gate News 消息，3月13日，巴克莱发布最新预测，预计美联储将于2026年9月和2027年3月各降息25个基点。此前，巴克莱的预测为2026年6月和9月降息，此次调整意味着降息时点整体后移。
GateNews7h ago
BTC 15分钟下跌1.06%：油价冲击与杠杆强平共振引发抛售压力
2026-03-13 14:30 至 14:45（UTC），BTC在15分钟内收益率录得-1.06%，K线价格区间为72933.4至73896.0 USDT，振幅达1.31%。短时间市场波动明显加剧，交易活跃度与关注度同步走高。
本次异动的主要驱动力是全球油价因美以对伊朗军事行动急飙至100美元上方，触发通胀预期升温和美联储降息可能性的下降，导致全球风险偏好大幅回撤。比特币作为流动性最强的风险
GateNews8h ago
Bank of America: Oil price shock may push up the Fed's inflation forecast, with Powell emphasizing a wait-and-see stance
Gate News reported that on March 13, Bank of America stated that the Federal Reserve will have to address the supply shock from soaring oil prices. In the Summary of Economic Projections (SEP) released ahead of the March Federal Reserve meeting, overall and core inflation forecasts are likely to be revised upward. The Bank of America report points out that if long-term growth expectations are also revised upward, the median dot plot for long-term interest rates could move slightly higher. In this case, Federal Reserve Chairman Powell may acknowledge stagflation risks while emphasizing a wait-and-see approach.
GateNews8h ago
The United States announced a January core PCE year-over-year rate of 3.1%, meeting expectations but still well above the Federal Reserve's 2% target.
The US January Core PCE inflation rate came in at 3.1% year-over-year, remaining elevated and reinforcing expectations that the Federal Reserve will keep interest rates high for longer, which could create macroeconomic pressure on the crypto market. Both services and goods prices increased, indicating that sticky inflation concerns remain unresolved. Analysts point out that this increase may be influenced by seasonal factors, but the market should remain vigilant against short-term volatility risks.
動區BlockTempo9h ago
BTC 15-minute rise of 0.60%: ETF capital inflows and technical breakout resonance drive short-term momentum
2026-03-13 12:45 to 2026-03-13 13:00 (UTC), BTC achieved a +0.60% return within 15 minutes, with a price range of 72341.6-72888.0 USDT and a volatility amplitude of 0.76%. Short-term price oscillations noticeably intensified. Due to abundant trading volume, market attention rose rapidly, reflecting a phase of strengthened buying power.
The primary drivers of this movement are continuous net inflows into ETFs and a technical breakout of key structures. In March 2026, BTC spot ETFs attracted capital inflows as high as 1.6 billion dollars in a single week.
GateNews10h ago
